Oh yes sorry x

I have an unexpected day off.from.carig for my grandad today so im going to write this letter to ke nys.

Is there anything in particular I should say any pointers would be great.

X

I will thank you this group ia brilliant you all deserve a medal xx

Im home and still have a roof over my head . Judge went my way but only just.

I have togo back in three month with the payslips and an upto date inc epxen form ( with my wage )

Thank ypu to everyone for ypur help

I quired the charges but judge said well the wi chatge them if there is arrears so dont k ow what i can do about them x

I will thank you 1hour 15 mins and I will have a result

I have two chldren that live with me in full time education aged 17& 19 both girls

I will thank you.

I actually got.it wrong

I can offer 100 a month extra .

but I will stress that they are adding fees.

Its not going to be the same judge he told.me.last wednesday it wouldnt be him.

The expected date of my payments are the first of the month .

My new job starts 25th november and the next pay day is december 15th

as I wont have my carers allowance and income support after that

i will have to live off the child tax and child benefit until working tax is sorted

and my first wage so I may not be able to make a full if any payment till the 15th

Shoyld I mention this in front of the judge.

Its possible I cpuld lend the amount needed untill my payday its incase I cant

.i havent recieved any mortgage intrest payments from dwp and only just realised this so chasing that up aswell

Thank you

got the income expend form all filled out

went throught civil law organisation .

He has done a realy good letter which I can email to someone if you would like to see that.

Ive got a letter that says I had a fee added in december 2012.

He man from shelter has asked kenys for a full statement of fees to be presented

I had the hearing last wednesday after puttig he n244 form in.

The judge susspended it until tomorrow so I could gather evidence of my new job valuaton income expen and proof of potential buyers.

He judge was gping to give me two weeks but they contested that as eviction takes place tomorrow so he gave me seven days.

I think om loaded with every thing I need and now the new info about the fees .

I doubt anything was being paid off as at the time I was payong 45 pound off arrears as they were adding goin to drag all paperwork out an go through it all

I have got no idea how muh the costs are

the letter shelter have drafted up mentions the job my income expend form and the fees added.

I have just recieved this months statement from them showing a fee.

I wouldnt have much to pay toward it £100 roughly once I get my income support

then I dnt get my wages when I start untill the 15th november

.. Im currently on interest only which I asked for myself they accepted that .

I have been told about kensignton being unfair and seen the article above before.

Court hearig is at 10am it was suspended last wed for me to gather info needed required by the judge.

He did say he wouldn't be the judge attending tomorrow though .

Ive had a really rough time lately with a relationship breakdown friends passing on and family becoming ill.

Ive just managed to find my feet again and start from scratch .

I just want to prove myself and also there os the fact that I have two potential buyers

so if it was suspended I wpuld still have those interested.

I guess I can only wait for tomorrow.

Just need to make sure I have everythig in place

Thank you 13yrs 8 months left on the mortgage firat order granted january 2012 missed the twenty pound but later made that up. Ive justrealised I missed a payment Iin december but was makig it up in december but was to late by then. Second warrant an suspension was this feb for the mrs application.

Shelter have sent a letter stating things for me if you would like it sending I would be happy to forward this.

I have my valuation a letter from kensington which also states an arrwars fee whih in the first heaig they were told to stop .

Have my job acceptance

Witness letter

Shelter letter

And the only proof from potential buyers unfortunatly are face book messages but I suppose ts better than nothing

Hanks for the quick reply

Sel

Thank u I realised after posting it was in wrong place also tried to correct spelling mistakes

Hi thanks for sorting my account activation.

I have a mortagae with kensngton and have £12k arrears .

My morygage is £75.000.

I had a susspended warrant granted In 2012 and ended up back in court after I paid £50 late.

Kensington and the judge agreed to susspend this feb following a mrs applicaton processint.

Before I left court kensingtin solicitor told me.

i didnt have to pay my mortgage until I appeared back in court if the mrs application failed.

Took me by suprise so I double checked she said the judge didnt menton payents so you dont need to.

I heard nothing from anyone about the mrs having to ring my council to ask what was happening an being told itsstill being processed.

At the end of aug- beginning of sept I was told it had failed.

I then in october received another eviction notice .

I filled an n244 form and had a court hearing thursday last week.

It didnt go well I eplained everything to the judge.

I have two potential buyers for the property which I told them

I had a witness statement about what the solcitor said.

i have a new job and can afford to pay the mortgage plus £80 on the norgan terms required.

I was sent way to get proof of job valuation and proof of my income and the potential buyers.

I have everything in place apart from buyers statements

one is trying to get the best price he can offring £60k he offered 75 at one point .

The other buyer is in spain until the day after hearing.

Ive sought some advice and have a statement from shelter but I just wondered if there ws anything else I can do.

I wish I hadn't listened to their solicitor but with her knowing abput law etc I just took her word for it.

not payong has allowed me to buy new furniture as y ex clered me out when he left.i wuld of oad otherwsr.

My financai situ is good and shows I can pay.

But also I have the potential buyers too.

My eviction is wed at 12pm hearing is at 10

Any exyra help woud be apprecated

Many thanks sel