MBNA court Activ Kapital in MBNA Posted February 19, 2014 · Edited February 19, 2014 by lukeman Hi Shamrocker, I am quite familiar with dirty tactics by AK and I am sure they would have produced the CCA by now if they had it. But still tread with caution. Anyhow even if they fail to respond to your CCA request they will have to send you once you reach the disclosure stage or otherwise inform you and the court they don't have it. Personally I think you have nothing to lose now by sticking to your guns until you reach the disclosures. Until then they will try to bully and threaten you.