Hi, I am new to this form, and will appreciate help and advise..... I have a buy to let mortgage with West Bromich, I have a tracker mortgage paying 1.49%, Today I have recieved a letter informing me that they are increasing the additional percentage of the interest paid by 2%, increasing it from 1.49% to 3.49%. they site increasing cost of funding to support investment in properties and the fact that I have other investment properties as if they are targeting this group. in addition to advise re my options, I will be grateful if any can advise about; 1. The legality of the action. 2. Has any other borrower experienced such a problem. 3. Any other bank/building society done the same? Thamks