Can anyone please advise me.
I am being harrassed by 3 debt collecting agencies over some debts which are from around 1997. Basically I ended up with financial problems in the 90s after a divorce. I have paid most of them off, but apparently there are 3 outstanding from around this time.
Anyhow, I started to receive some letters from Mackenzie Hall which I ignored because the debt is so old, and I know about the limitations act. They then passed it on to Wescot, and now Scotcall. I am currently receiving text messages and phone calls from Wescot and Scotcall every other day n