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Paulxo37

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  1. Hi Just to let you know that I have had a notice of discontinuance on this case. Thanks for all your help on this. I will make a donation in thanks. I have also been contacted by Ascent Legal and they asked for a payment plan. The lady was very nice on the phone. I told them I didn't think paying was worth it and asked what would happen if not. They said nothing. I was also contacted by Hoist finance for a debt from 2010 (credit card) and I said that was 13 years ago (at this stage they were giving me a 90% discount) and that it was too long ago. They actually asked me 'Does this mean you believe it is stat barred?' and I replied 'yes'. They said, ok, we agree, we'll shut this down. Thanks again for all your help.
  2. Should I inform them? Do you think it likely they’ll go ahead anyway? if I do leave an asset what is the likely outcome?
  3. I'm sorry but I have not had a chance to do this. I will do shortly. In the meantime, what would be the effect if I was to emigrate abroad?
  4. I’ve had another letter through re-iterating their offer to avoid litigation. Deadline of 2 weeks to decide.
  5. I believe that for the repo what was owed to platform, what the property was sold for and the shortfall yes. That’s everything I have now. So yes they started the repo, got a shortfall as a result, still seeking the money.
  6. No court date. Has been transferred to my local court. They've sent their response. Not sure where to go from here. They have the original loan agreement. The default notice, is very poor, I suspect re-typed. They have a breakdown of payments made. Can you see a chink in this or am I paying out?
  7. I have now had a letter from the solicitor which contains copies of the following: - Signed loan agreement - default notice (This has no logo and is unsigned. It looks like it could have been typed up ay any time. This is not a copy, definitely a print out) - house completion details outlining shortfall on repossession - Statement of account - letters of assignment to Azzurro It is not looking very favourable. They continue to offer some kind of discount. CRP sols docs return.pdf
  8. UPDATE. The case has been transferred to my local county court and I am awaiting a date. I have been contacted by the solicitors with an offer of settlement of 40% reduction but with their costs added on. So that's effectively a 20% reduction. I suspect this is to demonstrate to the court that they are attempting a settlement in good faith, but of course I have still not received any evidence from them that they are entitled to this claim. I am very fatigued with this and don't know what to do.
  9. Can you tell me what the plan is here? Am I hoping they don't have the original agreement, default notices etc? Thank you. Please see n181 for submission. n181cagcopy.pdf
  10. Thanks. Will do today and present here. What is the plan here? They give up as have no evidence? I still haven’t received anything from them as regards default notice etc.
  11. Ok thanks. Looks like I have to fill in n181 and send to court's email? Before I send I will post here for checking?
  12. Hi, thanks for asking. Yes DQ has been sent to me (although I've not received). The solicitors have written to me with a copy of what they have received which says 1. this is now a defended claim. 2. case suitable for fast track. 3. you must be 3 oct 22 a. complete DQ (N181) and file at court office b. attempt to agree directions with other parties c. file proposed directions Directions they've sent are: 1. transfer to my local court 2. matter be fast tracked 3. claim stayed to consider settlement 4. parties at liberty to agree extensions 5. disclosure of documents rules 6 evidence rules 7. no experts 8. trial window and timings 9 claimant file documents timetable 10. if settled inform court immediately Any advice greatly appreciated at this stage. More sleepless nights beckon.
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