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pac1208

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About pac1208

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  1. This topic was closed on 08 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  3. Thanks for all your help, I've completed the survey and I'm just waiting for their cheque to clear and I'll be making a donation. Thanks again and good luck everyone.
  4. Hi, Success!!!! Well almost! In this mornings post was a cheque from Cobbetts for £4,800 . They seem to have forgotten about the extra £100 Allocation Questionaire Fee though, even though my last letter clearly pointed this out. So as soon as they send a further cheque to cover that then I will notify the court.
  5. Hi, Quick update. Today I recieved a "Notice of Allocation to the Small Claims Track (Hearing)". The hearing is to take place on the 27th October at York County Court and is expected to take no longer than 2 hours. Thanks
  6. Hi Col, Is your branch in England? If so you can issue the claim to your branch address. Hope this helps,
  7. Hi, You fill out the Moneyclaim forms online at www.moneyclaim.gov.uk/ the costs varies depending on the amount of your claim. There is a guide to filling the form out in the Library http://www.consumeractiongroup.co.uk/forum/bank-templates-library/634-guide-notes-completing-moneyclaim.html Hope this helps,
  8. Hi, I used my local branch address. I live in England and my branch is in England too. Since then all correspondance has been through their Solicitors, Cobbetts. Hope this helps,
  9. Hi, Quick update. I delivered my allocation questionaire (and fee!) into York County Court by hand on the 6th July. Under the "other information" I noted that it would be useful for the defendants to provide details of how their charges are calculated / actual costs incurred etc. Today I received from Cobbetts a copy of their allocation questionaire. Surprisingly they haven't asked for the claim to be postponed for another month, they have agreed with the location of the hearing and thay have also agreed that the smalls claims track is most suitable. They haven't filled anything
  10. Sounds good, I'd like to think that the intimidation bit really annoys them! Good luck.
  11. Hi, I received a letter today offering £2,500 as a full and final settlement. I will of course be declining their kind offer. I was surprised to get it at this stage as I haven't returned the allocation questionaire yet (deadline 8th July). The full letter is below for reference: Our client considers that your challenge to its charges would fail in Court. Our client believes that its charges are fair, reasonable and transparent. It considers that the amounts debited to your account have been applied strictly in accordance with your agreement with it and its published tariff, wh
  12. Yes, here it is. I've blanked out my account nr. The claim form obviously had my name and address on and the defendant was named as my RBS branch. The claimant holds bank account number ####### with the defendant that is conducted on their standard terms and conditions. The claimant is seeking the return of money taken by the defendant during the past 6 years in relation to Unauthorised Overdraft,Referral, Chq/DD/SO Unpaid and Default Notice Charges. These charges are a disproportionate penalty and therefore unenforceable as they are contrary to common
  13. Thanks, Yes, it looks like just another attempt to intimidate by way of "gobblediggok"!
  14. Hi, I sent the letter off as discussed above including a breakdown of charges (and account nr, sort code etc) and recieved this response: We refer to your letter dated 17 June 2006. We note your comments on our Request for Further Information. Please note that Part 27.2(1)(f) applies subject to paragraph 3 of Part 27.2, which states that the Court of its own initiative may order a party to provide further information if it considers it appropriate to do so. It is our client's contention that your Particulars of Claim do not properly particularise your claim. For example, ou
  15. Hi, The 28 days start from when the claim is deemed to have been served to the bank, so from your post it sounds like this is the 12/06/06. You should have had a letter from the court which said something like "posted by first class post on xx/xx/xx, deemed to have been served on xx/xx/xx. Hope this helps,
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