CCJ letter from Northants county court dated dated 7th October, and tomorrow is 5th day from this date. I've not been here to open any mail as looking after sister. Thanks for replies. On it now. Have opened pages in new tabs to links and going to go on to mcol website and do as instructed. will be reading through rest of stuff in morning, printing and posting.

I had an aqua credit card, which I did stop paying last year. Before I was able to come to an agreement, they sold the debt. I have sort of ignored them, but I did speak to them on the phone several weeks ago, well Restons their solicitors, and I did say I wasn't prepared to discuss anything over the phone at that time, but they did agree to send me a letter with a repayment proposal/my expenses. This did not happen. I have been looking after my sister who recently had an op and came home to a letter from The letter from Northampton Courts, which I opened today. I have until tomorrow to respond. states that the claimant(Arrow Global) claims payment of the overdue balance due from the defendant under a contract between the defendant and New Day Ltd dated on or about Jul 17 2013 and assigned to the claimant on Feb 22 2016. Do I admit to the debt or fight it. Thanks in advance

Printed and ready to go. Is it worth requesting statements and the address to which the card was issued? I have never received anything from Capital One. The first I knew about a potential debt was from Cabot Finance. As I said I did have card a number of years ago, but was unaware of any outstanding balance

Have recently received letters fro Cabot finance regarding a debt that they bought from capital One. Have also received a letter from their solicitor threatening to take me to court if I don't get in touch to negotiate. I did send an email a while ago asking for proof that this debt was actually mine, but received no response. I did have a card with Capital One some years ago, but have no paperwork with which I can even match up any account numbers. Advice on how to proceed would be greatly appreciated. Apparently I owe £540. Thanks in advance Nik

Have also received letters from Cabot Financial and their solicitors Mortimer finance threatening court action regarding a credit card debt with Capital One. I did have card with them some years ago, but was unaware of any outstanding debt and have no records which I am able to verify even the account number. I have had no letters from Capital One directly saying that they have sold the debt, just these ones from Cabot and then one from their solicitors.What route should I take regarding a letter. Should I request proof of the debt eg. statements, last time card was used, and address the card was issued to. the debt is for £540 Thanks in advance