I am so glad to have found this site, and really hope someone here can help me.
I've been living in the UK for over 10 years, but long story short, my latest visa renewal application was rejected. As I had already overstayed my existing visa, I had to leave the country in a hurry.
Now I am back in Asia with a newborn baby and no job. I am losing sleep over what will become of the debts I left behind in the UK, especially the £10,000+ I owe my bank in the form of credit card debt, personal loan and overdraft facility.
This bank is an international name (hint: it's "the world's