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About elyk

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  1. Does the UK have a reciprocal agreement with Malaysia? I seem to be finding conflicting information about whether it does.
  2. Thank you unclebulgaria67. I have read a little about what you said regarding non-payments and DCAs. The international nature of this banking corporation was what worried me the most. Also after all that's happened it would be Sod's Law that I be the one person who gets caught. I don't want debt collectors hassling my family either, but guess I really have no other option but to lay low and see what happens. Will keep you guys posted.
  3. Thanks for the reassurance. However, my name isn't common, so can't they find me by going through their local branch here in Asia?
  4. I am so glad to have found this site, and really hope someone here can help me. I've been living in the UK for over 10 years, but long story short, my latest visa renewal application was rejected. As I had already overstayed my existing visa, I had to leave the country in a hurry. Now I am back in Asia with a newborn baby and no job. I am losing sleep over what will become of the debts I left behind in the UK, especially the £10,000+ I owe my bank in the form of credit card debt, personal loan and overdraft facility. This bank is an international name (hint: it's "the world's
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