thought as much

I have said any more calls and the police and lawyers will get involved. So is the PO box valid or is there another address. The blokes advice BLOCK THEIR NUMBER.

From here no as I hoped after the last call would sought it out.

I had a very good chat with them the last time and got all the info I need to prove it wasn't me. So who do I report them too, if I get another call????????? The message on my answer phone iis from their so called DCA

YOUR MISSING THE POINT. THEY AREN'T GETTING ANY MONEY FROM ME AS IT TURNS OUT SOMEONE PUT IN A FRAUDULENT CLAIM IN AND GOT DECLINED( I have evidence to prove it wasn't me). So when I phone back and go through the process guess what, I'm not on the system and shouldn't be as it was declined. So how are they getting money out of me please explain, when they say your not on the system and we will put your file to another department to clear this AND HAVE NOT ASKED FOR ANY OF MY BANK DETAILS ????

What has shocked me,was someone i knew is pay £800 for a X-box and sold for £100 at Cash generator due to being broke. And on benefits, so i knew when she wanted money as she was msg me.

They phoned AGAIN. So phoned back and apparently there SO CALLED FRAUD OFFICE did **** ALL sorry for swearing but I'm an bad mood. now I'm being fobbed off to another dept with the hope of being removed I hold my breath. My question is can I take any action against this company, if I get another phone call????????????

I understand all Payday loans firms are dodgy. As I pointed out to the woman on the phone I've never heard of them. And well I can prove that I never tried to take the loan out.

It gets better after I re-called, them turns out who ever tried to take the loan out got declined. So how it ended up in collections god knows.

Back to my stuff. Had a call from 01224 931013, I called back now and somehow took a loan from Paycheck Credit I think (woman was foreign and couldn't understand her). Somehow my details where used inc DOB. I pointed out I've never heard of them and so my file has been sent to their Fraud Office. Whilst I will be calling the proper authorities. I heard today Payday loan companies must do an affordability check, well they better do an anti fraud check as well.

All gone quiet. Just wish I had answered the phone.

Had 1 of those messages about being taken to court etc from each so called firm. Phoned both up and guess what our postcode didn't come up on the system. And for some reason NDR can't take it off their system. what can I do ?????????????????????? It seems someone has put my home number on a form, but put a different address and email. We have reported it to a fraud team, is there anything else we can do?????????????