Thanks for the reply - no - it's not on my credit report - but I am worried it will be
- I saw they have done a search on me and last letter says I have 10 days before they "take action" - "court action"
When I spoke to Three
- they said they may well have the phone but because it wasn't received within 10 days this is why it has happened
.. their terms apparently, and they can't / won't check to see if they have actually received the phone because of the 10 day thing - they don't have to... zzzz