Thank you Thredabara Wendyboats is ready to update you all x

"HELLO TO YOU".......... ibberty bibberty What a lovely message to come back to on CAG Wendyboats (aka Watson) is blown away xx

Big thank you for all your support and kind words sorry if I have mist any one out:-D I would like to say a big thank you to Mouldy who I hope is ok? And wish he would meet Watson on the moors again once more !xx Also Desperate Daniela who also is mist very much by Wendyboats xx Miss you guys holding my hand with rest of CAG Big hugs xxx:wave:

:wink:Thank you x

Thank you x:wink:

Thank you caro x

Thank you Mike x:-D

Thank you much for these kind word means a lot xx

I have it and will try and upload it. Wendyboats x

Thank you Sabre and I hope this is the case as I am tired and at my wits end and "God only knows where id be with out you" meaning,,,,,,,,, CAG xx Beach Boys song ! xx

Hi Guys, Well here goes, Arrived at court and court clerk informed me I could get some advise from CLIP ?? Did not really know what this was, anyway along came a volunteer barrister. Lowlife had a barrister too! Requested to judge he be given time to read my papers and Judge agreed, so it was to be heard at 2pm. Barrister was brilliant and on return to court gave a excellent account of why I should be given a chance to request again hearing to apply out of time, Lowlife barrister ( but nice guy) tried to argue point that Judge P did not get my letter of postponement prior to hearing and that it was my fault I should have know earlier that the other matter " I can not discuss on here sorry" might have coincided and I should have told Trustee and other parties about the other matter sooner. Long story short Judge ruled in my favour and my barrister requested a date from 1st to 31st of July to give me time to get a good barrister. "It was proved I did send in time recorded delivery plus 3 emails" ! He gave me more advise at end and a letter to show Pro- Bono barrister and to hand all my paperwork over to him ASAP! I am doing this Tuesday. The other thing that I received just today concerns the one off payment of £20.00 on CAPONE card at opening, and apparently the FCA have gone to court and a high court judge granted that the company that had business dealings with CCA and Capone card owes me a refund and compensation, and I have to go to London on the 30th June at 12.00 creditors meeting. I also have to fill in details regarding this £20.00 payment having any affect on the history of my CCA ! Long story short "YES" if it had not been taken out my £500.00 CCA I would not have gone over limit and my DD payments would have covered the £460.00 I borrowed and so I would never have been made bankrupt !!! What do you think to this new twist guys ?? Hugs Wendyx

Thanks Mike I think so......... "Re your above Quote" I am still taking it all in regards events of today and also the fantastic advise given by CLIPS rep, which I shall talk about in detail in morning. Wendyx

Hi Guys Just got back from London and just to tell you all in brief till morning..................I won first part to re apply to an appeal out of time ! I was rep by a "CLIP" He was fantastic to say the very least up date more in morning Night Night all at CAG love you Guys x Wendyboats aka "Watson" not alone on those moors xxx

Hi Guys, Just found out Judge H who wanted to sit on my appeal this Thursday 9.45am is not in court all this week and dose not return until Monday of next week ?? So as yet do not know who I will have. Regards Wendy x

The mobiles were never proven so did not come into it. But Trustee has resurrected alleged debts she states i owe to the Judge i see on his order, and i did not know this was allowed 3 years nearly after first hearing ? To add them now is not right as i do not even know what they are ? In any event i will dispute them as i have not had any credit agreements since 2006 so i find this odd? Regards Wendy

Thank you all for your input here.... What I am going to do is a chronological account of events and with each of these I shall give in evidence the e mails and correspondence relating to it. The gap if you recall between August and January was due to Pro Bono pulling out when trustee gave us 14 days to pay or she was putting in for sale of house, Pro bono felt she did not have enough time to present my case and sent back paper work.( Trustee never applied for sale at this time ?) But I did apply again and I did succeed in a oral hearing for Judge N to read it , Unfortunately it was unsuccessful as I did not put the right points of law and more details in. I then applied for a court hearing and again I was successful in this and date was set for June 2014. Due to circumstances way out of my control I could not attend the appeal hearing, it was due to a fact that the whole world were aware of, but I of course was not named. This can all be proven as fact, so to my thinking nothing has changed except the fact that the judge was not aware of this due to administration errors of delivering my recorded deliver letter, and also not being given my e mails and phone call messages ! I did everything in my power to contact him but for what ever reason it may have been he never set eyes on any of it? Then after the hearing, stranger still is I never received the sealed notice of hearing going a head in my absence, Only after again contacting the clerks again,did it start to unravel, and again the Trustee warned us she intended to apply for sale, She did go ahead this time and applied for sale in November 2014. Judge was fuming that she did this when she knew I was again trying to appeal. That's when I was informed the papers were lost again ! Thankfully the new judge took over and instructed his personal clerk to find it all, he did as far as I am aware find it all, and e mailed me to tell me he had and Judge H had it on his desk, 5 months later he has decided even though he should not do so he has given me this chance to go before him and explain it all, I think he has given me a chance to get my appeal finally heard. I can prove all of above and more with e mails and correspondence. The fact that my bundle was lost not once but 4 times with in the courts was not my fault and I have many, many e mails from the clerks saying this, I only found out it had been thrown out via a e mail months later when I heard nothing about new court date and Trustee threatening again to put in for sale of my house. Listen Guys, All I have ever wanted is to be given the chance to put forward my case, Simply that I never owed a penny to Capone, but this alleged debt put me in the bankruptcy arena £850.00. But the fact is Capone owed me money on reclaimable PPI and interest fees, This was the debt on the card and not money I owed as I had paid by DD over a 18 month period the £460.00 I borrowed + the interest etc. of a total of £850.00 The same amount as debt claimed on that CCA. This detail was never disclosed to the judge at time of first hearing, and was left off the application to apply for bankruptcy as required in first section of bankruptcy form. I will go to see Judge H and I will do my best to explain all of this with all the facts, and put down in chronological order all accompanied with evidence to these facts. Big hugs guys xx

Guys I am really feeling low and tired, Tired of trying to get help with in the legal profession, and yet I have come so far and yet not so at all, I have no one I can trust or willing, with regards professionally putting my case into a legal and committed factual argument that the judge would respect, I do not think I have enough ability to put my case, to hope the judge would listen to it, I really need some one with a bit of clout. Wendyboats aka Watson alone again on those moors x

I asked Judges clerk to help get it and he did and this his e mail.

This came today and i think i am maybe wasting my time trying to do this myself as i have messed it up so many times before i realize i can not do this alone so all is lost.

Sorry so late in response here guys and thanks for all your input. I would pay a Legal rep what it takes to help me in court but I am so scared of who to trust and I only got one shot at this and so I have to do this alone. I have hope that some one would read my story and see justice needs to be served here and come forward to offer me support to act for me as a legal, but as yet all I have had is all you great people here at CAG. So with that help I will have to stand tall but alone and put my case as best I can, and if I am allowed to do that I am sure like you all here a Judge will see the truth, in that I did not owe a penny! Wendyboats aka Watson ready to do battle x

This was the hearing I had a Barrister for from Greys in London who I paid £500 to look at case and said he would act for me. When I informed the chambers of postponement I was told he thought it was in July and then a week or so later I received a e mail from Barrister saying he could not act for me as he did not think I would win and to accept it and get on with my life. That advise cost me £500 ? I have made complaints to Ombudsman regarding first Sols and Barrister and Second Barrister ( Investigations by Ombudsman on about 8 counts that they have raised relating to this still on-going ) who appears to have charged me £500 for him to tell me give up! And of course you all here at GAG know I will never do that! Wendyx

No I did not Ford as I say I did not know he said anything regarding my case except threw it out as I did not turn up? I have never received anything in writing from Judge N? Only found out it had not been postponed when I rang courts to say I had not had a new date yet? WBX

Yes I do feel comfortable to the oral hearing on my own as I had a very good reason to postpone that unfortunately I can not put on the forum yet, and I did so on the advise of my Doctor who wrote a hand written letter to Judge of his advise. The reason for postponement would have been well known to all the Judges in city of London at time as it was all over the news for many weeks. But if I had a barrister I could trust to act for me in the belief that my case and points of law are valid costs would not be a issue as my family would help pay for them. Thanks Ford Wendyx

The judge dealing with it now is fully aware of lost papers as he instructed his own personnel clerk to find them all and the clerk kept me updated. Thanks UB WENDYX

Thank you Ford, have read above pdf info and see that while I am appealing still Trustee can not apply for sale or charging order. And so if I get granted the appeal out of time May 14th and then a date is set to hear this, Trustee has roughly a 3 week window if I fail to get back into court and be granted sale or charging order. This case could not get any closer to the wind could it ! Do you think I should represent myself or try to find a honest Barrister who will not rip me off or represent the case wrong as per first and second barristers did ? Regards Wendyx