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DMDR

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About DMDR

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  1. I have had my Natwest current account for over 2 years, I have never gone overdrawn, I have at least £3k a month paid into my account but Natwest wont give me an overdraft. They can see I am trapped in the PDL cycle, paying over £500 a month interest, when i asked at the branch why they wouldnt give me a overdraft they said because I am using Wonga and Wage Day Advance. The cashier even went to say that the my risk factor with the branch was lower than hers. Can anyone suggest a more sympathetic bank?
  2. DMDR

    Defaults

    Hi, this is my first post so please feel free to correct me if I am following the correct etiquette. A long term relationship ended in 2008 which left me with a large amount of debt, some of this debt was ignored until it caught up with me over the last two years, I have now paid off all these debts but the defaults are still hanging over me, they are dated Sep 2008 and 2 of them for Dec 2008. I understand they will be removed from my credit report next year. Other than these items my credit report shows no late payments. I have no CCJs. After my relationship ended, I moved away
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