Hi im new here and need some advice .First off the background i was made bankrupt around 2 years ago and released a year ago. This morning i got a letter from one of my creditors (black horse) advising me that they had sold my secured loan to a company called marlin europe in the same envelope was also a letter from marlin informing me i must contact them in 5 days to arrange a payment plan. This debt was on the bankruptcy order and the house the debt was secured on went back to the mortgage company.Can anybody let me know where i stand with this . many thanks paula