Yes.... You might be protected, depending on the circumstances If you were dealing with a regulated firm, and your investment product meets the relevant regulatory definition, you may have some FSCS protection if the regulated firm fails. But this will depend on what regulated activity the firm was carrying out for you and whether any exceptions apply. You'd also need to meet our eligibility criteria, so protection will vary depending on your individual circumstances. This means we can't say for sure whether your investment is or isn't FSCS protected. But your firm should be able to tell you more (see the box beow). Where FSCS can protect you, we can pay compensation of up to £85,000 per person, per regulated firm.

They are on the FCA register

Sure LCG Trading

Hi I am not sure if this is the right place for this... I have an account with a forex trading service, which is regulated by the fca in the uk. I have had an account with them for over 5 years, and it's been generally fine. Recently they announced that are changing the way they do business and they will not be offering a trading service by of end of July. They have given details of another company they recommend, however no option to transfer existing trades across. They will close any open positions on their last day, regardless if you are in profit or loss. They haven't confirmed what happens to the remaining balance on the account either. If they do this, some customers could end up making a loss, even though we would be happy to keep it open longer, until we make a profit (or at least break even) as have ample funds in the account to keep it open. If this was to happen, do you know if the fca could protect customers, if their complaints department are willing to do anything? Also if they don't return any remaining balances, is that something the fca could look at? Also their app has been down for over 48 hours, which is making it difficult to see what is happening with my existing open trades etc!

This is what we say, and obviously haven't taken all our change in one go, but we have had so many different reasons... We can't take £2 coins anymore as we have had a message from the Post Office not to take.. Really? When contact the post office via social media they say it isn't a case.... When banking some coin with notes another office said they are not taking coin (even though its bagged up) because of covid... I said you taken the notes..? They said notes is OK just not coins because of covid... Another office just said they don't take coin full stop as too much hassle... Because of this have to travel further to goto an office that takes it (depending on who's on)...

I have a post office savings account, which I have started using as we saved lots of £2 coins over the last couple of years which has amounted to a few thousand, and have been trying to bank it at the post office. Most post offices only take 10 bags of change so was bagging it up and taking to bank, but none of them seem to take change anymore so finding it difficult it bank it. I know why they won't take it as they don't get paid much for it, but they are kind of putting up a barrier for me to be able to save. Would this be a reason to complain?

Do we post the details of questionnaire on here? Including name etc?

I cant remember the company name I will get the details...

Hi My mum works at a NHS hospital and was parked in her car park when at work. The car parking company sent her a ticket which she said contested as was entitled to park there etc, the more she called the more letters they sent. After a while she stopped contacting them and they stopped...Then a year later she got a demand to pay...She then requested a photo of her car etc, they sent a photo with the wrong date, which is different to the date on the ticket...The date on the photo is before she owned the car. She again didn't pay as told the debt collection agency she doesnt agree with the ticket as she was in her allocated bay. She has now been sent a county court letter where she needs to either pay, or fill in some papers to defend her case... As their evidence has the wrong date, could the court throw it out as we can prove we didnt own the car on the date of the photo and because the date on photo doesnt match the ticket she got?

Do you know if part of building regs you have to insulate flat roof? He put steels in etc and I have an incling they should insulate as part of building regs but made me pay for it although initially he was supposed to provide all material required for the job apart from paint flooring kitchen bathroom for residential part.

He said if we want insulation we have to order it otherwise they aren't going to insulate it. So he measured up and said goto buildbase and order 15 sheets and I will collect it. He collected it and only ever unloaded 10 sheets and the area he has insulated roughly measure to 10 sheets worth. So blatantly taken 5. I have invoice for 15 and cctv shows only 10 were bought in!

Hi I am having some reconfiguration work done, to increase the size of my retail unit by taking some walls out etc. A building inspector is involved to check the steels. I requested to have insulation put in the ceiling, now I am not sure if this needed to be done as part of building regs, however my builder said if I order the insulation he will collect and put it in. He measured up and told me to order 15 sheets of it at £50 a sheet, so I went and ordered it. He collected it. But when he bought it he only unloaded 10 sheets which I found out by accident when checking my cctv for something else, and the area they have put the insulation in for is about 10 sheets worth, the remaining ceiling he now says they are not doing due to water pipes etc, but kind of indirectly said, there isn't any left anyway! I am 100% sure he hasn't bought anymore and the merchant said he collected all the sheets at the same time. Is this classed as theft? Or would i need to take him to small claims if i wanted to take further and he doesn't back down? Its more about the principle of the matter rather than the money, as he measured up and told me what to order but blatently taken the p***! I know he has as he was telling me before the price of insulation is sky high at the minute and trying to get hold of as much as he can when it comes cheap but struggling to get it cheap!!!

Where could I see what the value of the history would be? Also is there anybody I could goto like ombudsman you have in banking if they don't make a better offer to resolve?

The dealer is inchape. No not falsified copy but it seems as though maybe a duplicate copy of the history was printed at a mercedes dealer that's all.

They showed us the service history printouts and were on Mercedes headed paper so we kind of trusted them. The dealership is a big dealership with many mercedes and BMW dealerships etc so you would think the info they gave sad correct. How do we find out the value of the history?

Hi We purchased a used Mercedes about 2 months ago, and it was advertised as having full main dealer history. We recently serviced it at a main dealer and it came to light that it doesn't have. Main dealer history however it seems to have been done at decent garages as it shows on merc systems that the services have been done when required. I have taken this up with the dealer I purchased it from and they have offered £150 to settle the complaint. The vehicle is a 2014 plate. I have a recording of the call when I enquired about the car and v they said it had full main dealer merc history and also a copy of the video they made for me to see before I went to view it which also says full main dealer history on there too. Would this be classed as mis selling and should I / could I go for more than £150?

Not at all... It wasn't me.. However 'roaringmouse' if you don't have anything constructive to say... Then don't bother posting on this thread.. Thank you

Yes employee supremacy however they are saying no badge was displayed and again their photos aren't clear enough to confirm no badge was displayed...

Ultimately I would rather have in writing that matter has been dropped. You say or lose on court, do you think they would Win? With incorrect evidence?

A friend of mine got a ticket for going through a red light, however he cannot remember who was driving the car whether it was him or a friend that has now moved back to India. He has requested a photo to help him, however if it was his friend, he can provide all details, would they request insurance documents or would that be upto his friend to provide that information?

Hi, no court letters at this stage.

I don't think she is, however I will check. I would have thought regardless of whether she is in a union or not we should have a case....?

My mum works for the NHS and was parked in an allocated bay for employees, however she received a parking ticket. We disputed this and it was declined and has now been passed to another company, bwlegal I believe. We asked for photographic evidence and the date on the photo was Jan 2015, however the ticket was issued on jan 2016. We didn't own the car in 2015, and my argument with the company is that the evidence didn't match the date of the supposed offense and if we were to goto court, the court would throw it out because of inconsistent dates... Bwlegal state that it must have been an error on the camera and that the payment is still due, I said how can it be, it's like me placing you at the scene of a crime in January 2016 but my evidence shows Jan 2015,the court wouldn't accept that evidence ,they said we will still persue the debt and the amount will keep increasing. Out of principle we don't wish to pay as my mum was entitled to park there however they have rejected those grounds and even if her boss writes to them they say not possible to appeal... Any advice would be appreciated.

Whats the highest LTV that's available these days on buy to let mortgages? I am in the market to buy a few investment properties and would rather get a bigger loan to vale as possible, for example 90% loan to value...

That's a big fine!!!! With the seatbelt thing, the officer put in his statement he saw a plastic part that guides my seatbelt sticking up, this can stick up even if I am wearing my seatbelt, and my car makes a noise if not wearing belt, so I could possibly argue that, but thinking that it's not worth arguing as they would believe the off duty police officer over me...