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CathyC

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About CathyC

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  1. Thanks Sorry if it seemed like I was ungrateful for any advice or anything, I guess I am just reading into things the wrong way and not seeing things in a rational way, think I'm just overtired and strung-up. I am really grateful to you for offering advice. Re the payments to the bailiffs, I contacted them to arrange payment because I thought that once it had gone to bailiffs they were the ones you had to pay, and I contacted them to try and agree on a plan so they didn't come to my house, which would have been scary for both me and my little boy. Anyway thats all by the by now.
  2. Thanks for your advice. I'm not disputing what you say and am grateful for your reply, I'm sorry but it does seem like the end of the world to me, I have nothing and nobody and am terrified about all this, I'm not trying to be melodramatic or gain sympathy from anyone, I am just being honest about how I am feeling, and although it might not seem like the end of the world to most people who have friends and family and some support, it has knocked me for six and feels like the worst thing ever. I am certainly not trying to blame anyone else, there is no-one else to blame, I know that.
  3. You know, the more I think about this bailiff letter business, it makes me think that it shouldn't have got to committal at all - I was making an offer to discuss things with the bailiffs, they chose not to write and accept my offer and discuss it, they just sent me pointless repetitive letters (even though in these letters they did say they had noted the contents of my letter, which proves I have written to them on several occasions) one of which didn't even have any contact details in it. They have obviously returned it as unpaid/uncollected, whatever they call it, and the council has p
  4. I should probably also add that I DID try to communicate with the bailiffs before this got to commital status, it was Equita and I wrote to them several times stating that I was happy to discuss it with them to try and sort it out. Each time they wrote back and their reply was just that 'they had noted the contents of my letter and passed it to "Mr Blah Blah" contact number "*******" so that was no help at all, they said they had noted the contents but they hadn't offered to discuss it or been helpful in the least. The contact numbers they gave were mobile numbers and there was no w
  5. Yes I know I have been foolish and I am paying the price for it now. I know it sounds pathetic that I couldn't cope but I have been completely on my own and so stressed and unhappy. Anyway nevermind that. I have written everything down, I have separate pieces of paper with all the dates on, the dates that I was at work and what I earned, and breakdowns of what my wages were spent on ie rent, electric, water, food etc. Then I have the dates after I quit, and the amounts of ESA I received and breakdowns of all that, and dates of IS received and how that is divided up for bills and food.
  6. Yes I did, after I left work. The period i owe CT for is from Feb 2010 to March 2012, it was in March 2012 that I started to claim Council Tax Benefit, as I was claiming ESA for my depression by then, so my CT was paid for me from March onwards. I couldn't claim it before, as I had been in full-time employment, and was required to pay full CT, which was why I got in arrears, I just couldn't make ends meet. Sorry if I'm not making much sense, my head is all over the place. Basically I worked until Nov 2011, then quit and survived on my end-of job wages for a couple of months til ear
  7. Hi everyone, I hope I have posted this in the right place, apologies if not. I am at my wits' end here and going out of my mind with worry and just need some advice, I thought some people here might be able to advise or that someone may know a lot about this kind of thing. I'll try to outline the situation briefly so as not to bore you! Basically, I have had a court summons (committal) for council tax arrears. My partner and I were living together and sharing the rent, bills, food etc etc, but when I became pregnant he didn't want to know and 9 months after the baby wa
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