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danmar

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About danmar

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  1. This topic was closed on 10 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. This topic was closed on 09 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  3. I have recently been looking through my finances again and have been charged by Cap 1 for ppi, which I never asked for, I have a copy of the form that I clearly have ticked the No box.(they sent it with my S.A.R - (Subject Access Request) from my bank charges claim!!) I took the card out in 2002 I was a 'homemaker' at the time of applying, so there is no way I would of agreed over the phone either, (which I have read a few people on here have been told) The trouble is I have not always been up to date with payments, would this affect my claim? I'm so confused by this whole thing, will
  4. Thankyou I will see what they say.
  5. When i got sent the 50% offer from abbey i refused it but my partner said to ask for the £3000 instead of going for the full £3500 we were originally claiming as i was told my baby was due any time and he wanted it settled quickly. We have now been charged for going overdrawn last month so ...can i claim that back as well or by saying we would accept £3000 does that mean we cant claim anymore.Also if i do am i pushing my luck and risking them asking me to close the account? any advice would be helpful!!
  6. On 28th june had a baby boy 10lb 11oz!! And on 29th June abbey refunded our bank charges of £3000, we got to the stage of the bank filing a defence in court but got there in the end! So a great big THANKYOU to everyone in the forum that has answered my silly questions and thankyou to whoever first thought of this website what a totally unselfish thing you have done.Good luck to everyone still chasing their money.Ive just sent my LBA to Capital One and am waiting for some advice about my GE money acc before sending them a LBA!!
  7. As i have been sent incomplete statments from ge capital about my dororthy perkins acc.Does anyone know how much they charge for missed payments? Thankyou
  8. Thankyou i think i might try the same.Hopefully we both will get a positive result!
  9. Did you get any further with your request as i had the same reply but i know there has never in the last 5 yrs been a nil balance on my account and im sure there were charges on the account for late payments.and like you i only ever made cash payments or some were by cheque?any help would be appriciated!!
  10. I have just filed my money claim form online and await abbeys response! My brother has now deceided to write to Barclays about his charges and my sister in law is going to be writing to Halifax, even the lady in the library who keeps doing my printing has asked how she can claim hers back!!And I have also send of DPA letters to Capital One and GE Capital. Hopefully my baby will wait until I get replys before coming as my midwife has said it can be any day now!!
  11. I have just tried to fill out my moneyclaim form on the net but i am really confused as to how to work out the 8% interest my claim is from 2001 to 2006 and for £2974.50 plus interest of £108.31 making a total of £3082.81 I have looked on the FAQ and worked out my daily rate to be 67.82182 but unfortunaly i am not very good with numbers so have no idea how to work it out.any help would be gratefully received.
  12. Thankyou for that was getting worried!!!!
  13. heard last night that abbey has been taken over by sentana a spanish group will this affect my claim as am due to send moneyclaim off tuesday?
  14. I fully intend to!!! With MY money back I will be able to pay off all my debts,I am also 8 and a half months pregnant with my 3rd child so maybe a family weekend away aswell.
  15. Thankyou for your rapid reply!unfortunatly I dont have a computer at home so have to use the library one and you only get half hr free!!!
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