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About punkyboab

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  1. Hi all, i finally recieved my statements today, well dating back to nov 2003. The halifax had gone past the 40 day deadline,so i sent the follow up letter giving them 7 days to comply etc. That must have shook them a bit, as they sent half the statements requested immediately by special mail. I have totalled up the charges, which amount to £5048 since nov 2003, (no wonder i am finding it hard to get back on my feet). I need some advice on what to do next, do i send my lba requesting this amount, accompanied by another 7 day deadline to send me the rest of my statements, which im sure w
  2. Hi folks, sorry i havent posted anything for a while, its because theres nothing to post. I received the standard letter from halifax regarding my statements on the 18th july, telling me they have been ordered and will arrive under seperate cover. They have until 11th august to forward them to me and then their time is up. Should i wait until 11th, when the 40 days are up, or should i chase it up now?. I received last months statement yesterday, and surprise surprise, another £470 in charges. I have had my car insurance cancelled, my personal loan company have suspended my direct deb
  3. Hello again, finally got a response today from the halifax. Just the usual standard letter saying thanks for your request for details of charges, these will be sent under seperate cover, and the usual about the manual intervention thing. Cant wait to see how much they've taken in last six years, must be a fortune. Gonna stick with it til i get every penny back, and actually feel like im getting somewhere now. Thanks a lot, i will keep you updated, and a fair donation will be coming your way when all this is over. Thanks Robert
  4. Thanks strude, sorry for late reply. This is first time i've been online since weekend, still no letter of reply about my data protection letter, but my boss said i had a call from someone at the halifax on tuesday 11th july. Havent heard anything else,so just a matter of sitting tight and waiting i guess. THANKS ROBERT
  5. Hi everyone, i have read your posts with great interest and have finally plucked up the courage to do something about the ridiculous amount of money the halifax have been taking from me. My most recent statement had eleven charges on it, totalling £550, some of these were for three charges per day. This has been going on for some time now and i am finding it impossible to get back on my feet while the halifax are taking almost half my earnings each month. I sent my data protection letter on monday 3rd july along with £10 fee and mailed by recorded delivery. I know it will be a long slo
  6. Hi everyone, after reading the posts on here i have finally plucked up courage to try and get back the ridiculous charges the halifax have taken from me in the last three years. For example my latest statement shows £550 taken for eleven automated letters, almost half my earnings, and this has gone on way too long. On monday 3rd july i sent my data protection letter along with £10 fee by recorded delivery. I know it will be a long slog and i am a bit scared but i am determined to recover a good amount if not all of it. WISH ME LUCK !!!! THANKS ROBERT
  7. Hi everyone, i am also on a mission to recover charges from the halifax. I have been getting regular unfair charges for about three years, these range from £28 for unauthorised overdraft to £39 for unpaid dd, up to three charges per day. I have just recieved my monthly statement, and totalled up eleven charges to £550 for one month. This is a regular occurence, which makes life a real struggle, as i simply can't afford to have almost half my earnings taken from me every month. I have come to the end of my tether with this, and finally plucked up the courage to send my data protection l
  8. Hi, everyone. I have been reading all the threads in here for a couple of weeks now, and i've been desperate to do something about the shocking charges being given to me on a way too regular basis by the halifax. I was always in charge of my finances til about three years ago whan i was forced to take time off work due to bereavement. For a couple of weeks i had very little money going into my account, so was getting hit with charges for unpaid direct debits left, right and centre!!. This has escalated through time, THE HALIFAX HAVE BEEN TAKING £39 A TIME FOR UNPAID DD, AT UP TO THREE
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