Thanks Slick. Do you know of anybody that has taken a bank to court for recovery of these penalty charges since the OFT ruling? I'm seriously tempted to give it a go.

Hi Folks, Does anybody know if Barclays are legally allowed to charge £30 for Paid Referral Charges on a business account? I have month on month been hit hard with these charges and every month its getting harder to get out of the hole they are creating for me! My personal account has the occassional Paid Referral Fee but this is charged at £8, although still a lot of money it is much more reasonable than the £30 on the Business Account. How do I stand if I decide to go after them for a refund? B

A quick update which I could do with some feedback on please. I now have a breakdown of the fees and charges applied to the PNC Warrant; Warrant £82.00 DVLA Check £2.50 (I've seen from other posts that this is not allowed for in the Schedule, is this correct?) 1st Letter £11.20 (Don't recall ever seeing this letter) 1st visit fee £28.00 (as per schedule for under £100) 2nd visit fee £35.00 (bailiff claims they can total the warrant, added fees, vat and then make a charge of 28% as per the schedule?) This totalled up as; Warrant £82.00 Fees £76.70 VAT £15.34 Total £174.04 I paid £74.00 on first visit and made arrangement to pay 2 x £50 to settle. I then paid the 1st £50.00 4 days later than agreed date. Just had another visit (I wasn't in unfortunately) and now have a letter showing; Visit fee £140.00 + VAT @ £28.00 = Balance outstanding £218.00!! Even though I have spoken on the phone with the bailiff and made him aware that I know the £140.00 fee is illegal he is pursuing his claim. What should my next steps be? B

Yes they are up the creek I reckon. I have the name and contact number for the Head of Collections at the Council Offices and will be speaking to him following the inevitable visit from R&R. Should be an interesting meeting now Thanks Guys for all your input, its given me the will to fight Ross & Robbers all the way.

The bailiff already knew this as the other WPA is with Ross and Roberts too!!

Ok I will find that out. There is another area that they have made a big mistake on...they have levied on my car which is already levied on for a Council Tax agreement that is in place, so I'm pretty sure the walking possession is void! Let the fun begin

Thank you Ploddertom & Tomtubby for your speedy help. I will be on to R&R first thing in the morning asking exactly what you suggest. I have also just checked the Certification list and can't find this particular bailiff listed anywhere so that will also be a big focus of my questioning. Am I right in assuming that without certification he would be working and levying illegally?

The bailiff telephoned me to say I had missed the agreed payment date to which I replied "I paid £50 online yesterday, please check with your office". He called me back 10 minutes later and said the payment had been received yesterday but it was 3 days late so I would have to pay them £90 today to restart the agreement. When I questioned him further he said that there was a default fee of £140.00 and they would take my £50 payment off that £140.00 leaving £90 to pay today to reset the agreement of £50 x 2 months to settle the debt.

Hi All, I had a parking fine of £75.00 that went to Ross and Roberts to collect, but the cost rose to £174.04 with their charges etc. I didn't get a breakdown of their charges. I didn't argue the case with the bailiff but agreed with him to pay £74.04 immediately and set up an agreement to pay 2 x £50 to settle the balance. Unfortunately I missed the agreed payment date by 3 days but did make the £50 payment, but now they are trying to hit me with a £140.00 Default Charge for paying late.!! Does this sound like I'm being shafted? B.