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About Timetodealwithdebt

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  1. They responded with a standard letter confirming receipt and informing me they would seek further information and advice from Global Arrow and get back in touch with me.
  2. Thanks again. So..... I have had a reply from debt collectors, but not from Global Arrow... do I send a letter to Global Arrow again? Both where sent Recorded Delivery and show as being received. Or do I now write to OFT and ICO? If I now write to OFT or ICO is there a template or guidance available for this? Thank you for your continued support with this. Cheers.
  3. YES!!! They said I had missed the time frame, so my claim was invalid!!! I wouldn't be in this pickle had the claim processed and my PPI had stated what it did on the tin! This is interesting news, by all means the other gentleman's claim is a lot more serious and I wish him well. I had simply lost my job and had been made redundant. I guess I should challenge this? Would it be best to resolve the Statute Barred issue first? CAG - your amazing people! Giving hope to those screwed by the banks and lenders! I salute you! Cheers.
  4. Hello. I have sent these letters and received an initial acknowledgment.... since then I have heard nothing!? Should I now send a letter to the OFT and ICO as we suggested in the letter? Its been a lot longer than 7 days..... anyhow; your advice and assistance with this would be gratefully received. Thanks in advance. Cheers
  5. Hello again, Thank soooooooooooo much for your assistance with this. I will be sending the letter out today as instructed and will keep you posted when I receive a response etc. Cheers.
  6. Hello again Brigadier2jcs, Opps - I meant the complaint letter you had offered assistance with... not the statute barred.... Thank you!!!
  7. Hello Brigadier2jcs, Thank you for your reply and offer of help! I would be very appreciative of your assistance with drafting a letter for statute barred. With the PPI claim, would I be trying to get them to cough up as they should have done on the policy at the time of my unemployment? Or would I be going just for a PPI refund? Thank you again in advance. I am so happy to have stumbled across the CAG community!
  8. Hello All, Please may I ask for some advice on the following situation (I will try and keep it short!!): I have an old Capital One credit card account that spiralled out of control when I was last unemployed in 2005/2006. I had PPI on the card, however, due to stress and depression I suffered as a result of my unemployment I failed to make a claim for 6months. Once I got my act together and realised I had PPI I tried to make a claim only to be told I no longer qualified as I needed to make a claim within the first month(?) (cant remember specifics its long ago) of unemployment!!!!
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