yes we was paying a higher amount but 2 items had finished so we left it at the higher amount for awhile as we was planning to let this mount up to help pay off some items faster but due to our old laptop battery dieing we got a new one through kingston and mutual so we cancelled the higher payment so we could pay double for the new laptop quicker instead so we could pay it in half the time . havent got any cover plus . did have there insurance 2-3 years ago but i suggested to my partner to get our own insurance as it was cheaper and it doesnt just cover the items from PH . Is it possible to r