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About lordash

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  1. Hi, I have had seven of these loans reported from between 2010 and 2014. All green (0)s, paid off on time, no issues. These were originally reported as "Personal Loans" on my credit file, but sometime in 2012 these were changed to "PayDay Loans". This included all the previous loans that I had already paid off! I took out these loans to cover short-term expenses such as getting the car repaired, as I had no choice but to live in an expensive area where my salary only barely covered the rent and bills. I was unable to get credit from the bank as I had previous issues with my file
  2. Hi, I recently hired a car through Right Cars (right-cars . com) through a broker (Argus Car Hire) for a few days in Glasgow. When I payed for my car hire, there was a £350 deposit added. Now, normally when I've hired a car, they do not add the deposit to the hire bill but treat it as a separate 'holding deposit' transaction (i.e. hold the balance on the card but do not immediately claim the funds). I have returned the car, at which point I was informed that everything was fine and that my deposit refund will be credited to my account the next working day (which was also what I was t
  3. Received the following letter from NatWest out of the blue: h t t p : // img254 . imageshack . us /img254 /845 /natwest .png (remove spaces) Bear in mind that I have not had an account with NatWest for about 5 years, and have changed addresses multiple times since banking with them. It turns out it is a procactive refund for charges occurred when I was under 18 for around £200.When I sopke to them on the phone, they said that the charges occurred in 2005 and 2006, so some time ago.The payment is for charges of £172 plus interest of £33.When I asked them how did they get my address, they
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