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fishfood1

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About fishfood1

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  1. hello as per post 70 hoping I've done it correct thanks
  2. hi ooh not sure what's happened am benlucy378 regarding capquest. I have been on another Forum and I was registered on their as fishfood1 when I come to log in it said benlucy378 not found.
  3. hi just to add along with the recent forms they have sent documents and it was a loan and signed agreement all photocopies.
  4. hi I know its a while since I was last on the site. I never heard anything from the courts or capquest until july/aug this year sending me a financial situation form to fill in my outgoings I have written to them and asked about settling the debt since they sent this it was about getting a consent order. I have made an offer and they say once I return the out goings form they will consider the offer. im saying 20% of the original debt. I was curious as to why I never heard anything from the courts. I didn't get anything from capquest with reg
  5. hi in need of some advice please, anyone who can help I received a letter last year from Lowell and stupidly ignored it because I couldn't remember the debt. I received another one 13/7/15 saying that id failed to make arrangements to pay etc.. . and it is passed to bw legal and to make contact with them. I sent a short letter asking for details of this account etc...(shop direct )to bw . bw legal letter that came with lowells letter stated they have been instructed to commence legal action if no response or payment received by 29/7/15. I sent
  6. Hi just to say big thanks to everyones advice. I called hmrc over a small over payment from last years awards less than a 100 thankfully. They asked had I any other' so I explained about the larger debt and how I had originally tried to make contact and repay hmrc they took the debt back im now paying hmrc back.
  7. Thanks for reply just going into work. Will the debt collector ease off fo you think. I will go down this route as I know I owe it but would rather deal with hmrc many thanks
  8. Hi just some advice please. Owe hmrc 3600 this been going on 2 years I sent letter asking why I owe it etc. . .I was overpaid they sent another reminder I wrote asking to pay instalments never heard anything for ages got another letter saying I owe I wrote again and then another letter sent to me saying I owe 3600. Been debating whether to deal with them or stepchange its been 7 days now another letter fron lcs saying ive ignored them and they MAY take action and could result in a recommendation to hmrc t
  9. hi andy just a quick one im not counterclaiming am I? just on MCOL now thanks
  10. thank you so much my shoulders feel a little lighter now )) you are a superstar and CAG )))
  11. hi Andy ive amended to suit, is it ok just date and original creditor Defence 1. The Defendant contends that the particulars of claim are vague and generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. I have in the past had financial dealings with Lloyds. 3.Paragraph 2 is denied I am unaware of any legal assignment or Notice of Assignment allegedly served last year from either the Claimant or Lloy
  12. hi andy no its regarding a loan with Lloyds which has been assigned to CQ thanks
  13. hi ford am sure its the 1/4 defence date, your right about MCOL playing up at weekends! here's my defence it is similar to another threads defence. the debt was from my old address were my ex still lives I must of changed address with Lloyds further down the line. do I need to say anything about this at this stage?. thanks Defence The Defendant contends that the particulars of claim are vague and generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a
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