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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

crosssxco

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  1. crosssxco
    The two letters, consumer credit agreement to Link and a sar to ford credit- just wish toi confirm You said sit tight, however shall I continue to make payments
  2. crosssxco
    PDF files as requested merged - dx
  3. crosssxco
    I have attached the files many thanks
  4. crosssxco
    There will be 7 files. Sorry not very good at this, but learning
  5. crosssxco
    thanks for all info
  6. crosssxco
    Hi I want to get the info over to you but it will not lety me because I have only 7 post not the required 10 THKS
  7. crosssxco
    Sorry but what am I scanning
  8. crosssxco
    Yes I have a copy of the original agreement.
  9. crosssxco
    I am not sure. I know there wasa protection for the shortfall if the van got written off. I suppose this is invalid now!
  10. crosssxco
    Many thanks
  11. crosssxco
    Yes we/ my husband has paid 39.7% of orginal finance. Sorry for repeating myself new to the forum
  12. crosssxco
    Yes My husband has paid £6600.36 of a total debt of £16616.08 -39.7% of the original.
  13. crosssxco
    My husband had a HP agreement with Ford Credit for a van for his business. Last year I lost a job and eventually got DLA after 5 months for a chronic illness (MS). This resulted in cash flow problems. We missed 2 payments but did catch up a bit. Ford Credit lost patience and sold the debt to IDR Finance C/O Link Financial Outsourcing. I have requested to continue paying the instalments (29 left) but insist on the full amount of £10015.72. IDR C/O lINK will not accept payments and will not reply to my letters in writing. I have been given a run around. We have a good business and are surviving, but we need the van as it is a mobile workshop. I am not sure if IDR have bought a debt or the HP contract or whether Link Financing own the debt. They are threatening us wih reposession and baliffs. I also work with my husband. If the van is taken away then we have no income. I have written to IDR on 04/04/13 stating I am going to put a Time Order in the local court. I have also found a way of paying IDR C/O Link through their website - should I continue to do so. Can anyone advise please. Help.

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