My ex-business partner took out a self declaration type mortgage with GMAC (now Paratus), in our joint names without my knowledge. GMAC did not bother to verifiy with me the validity of the initial mortgage application. They did not invite me to, or ensure that I was present at, any of the repossesion hearings which took place. (in fact they were unaware of my correct address of 15 years standing at that time), and they have always refused to provide any evidence whatsoever of my liability. Despite my making it abundantly clear to them, that the mortgage was obtained fraudulantly, they a