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Merc100

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  1. Ok so I waited ages to get my mini, it was a Mini Cooper 1.6, I loved it for a whole 2 days! Got it on finance and got to drive it twice. A snowplough reversed into my work car park on my side of the road while I was coming out. He took the blame for the crash at the time then changed his mind (as they do!) my solicitors are dealing with that but in the mean time my car was declared a write off. The car is worth around £13000 but I was quoted from the total loss department working for Hastings direct £9500 max! I explained that the claim is going through still and it's not my fault, that if my finance settlement figure is more than £9500 which I predict it is.. That I should not have to pay the difference. I understand I will have to pay the excess as it states in my policy and my solicitors will refund me back when the time comes but I do not understand why it is acceptable to have had a car for 2 days, someone crash into it and write it off, then for me to have to go without, lose out on my car completely, have to pay £600 (the monthly finance charges)for a car I drove twice! Then have to pay the difference of the settlement as they only quote my car as being worth £9500?! I don't think that's right and I'm not made of money! So for someone else's stupid mistake I have to settle for a crap run around and fork out more money for a car I do not have anymore! What do I do and how can I get justice??
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