Jump to content

kitkat kay

Registered Users

Change your profile picture
  • Content Count

  • Joined

  • Last visited

Community Reputation

1 Neutral

About kitkat kay

  • Rank
    Basic Account Holder
  1. Ok, it's been a while since I updated this post but nothing has happened since. The car that we had the finance on has finally decided to give up on us, we have purchased a new car (not on finance), the reason for this post is that we want to scrap the megane and was wondering if we can ?
  2. DX sorry to bother you but did you have a chance to have a look for me ?
  3. There you go, not too sure if I have done them right....
  4. So I have finally heard from WELCOME regarding the charges applied to my account, it seems that I am unable to claim the real charges back as WELCOME entered into "THE SCHEME". It also appears that I had 3 accounts now and not the 2 accounts they first claimed, This is a right mess, think it's time to give up fighting them as they have failed to comply with a SAR request in time, unable to produce the original CCA, and sold a account that was in dispute to CABOT.
  5. Hi, just a update again. It seems that CABOT are also unable to obtain the original credit agreement from WELCOME as I have heard nothing from them since I sent the request in April, What do I do now ????? Also I have drafted a letter to welcome to claim the charges back on my account, I was just wondering how long do I give them to respond to the request (not that I'm holding my breath)
  6. Hi i know its been a while but do you have a address you sent the claim for charges too as I am about to start the same process.
  7. Thanks dx but can't seem to find it
  8. Dx do you have atemplate letter for claiming back the charges applied, also would i send this to WELCOME or CABOT as they bought the debt ?
  9. So it's been 60 days since I sent the last letter to CABOT and no agreement from WELCOME yet. As stated before I need to sell the car or return it as I have a company car now, does anyone know where I stand on this, I know legally I dont own the car but need to get this resolved.
  10. "If the creditor fails to comply with Subsection (1) (a) He is not entitled , while the default continues, to enforce the agreement. Therefore this account has become unenforceable at law. You have failed to comply with a lawful request for a true, signed copy of the said agreement and other relevant documents mentioned in it, failed to send a full statement of the account and failed to provide any of the documentation requested. Consequentially any legal action you pursue will be averred as both UNLAWFUL and VEXATIOUS. Furthermore I shall counterclaim that any such
  11. Did you mean CABOT ?
  12. DX it looks like my signature but i cant ever remember signing them, as for the charges, I haven't started with that claim yet, I am going to get on with that this week.
  13. So what happens now, I can't just sit around and do nothing or this will never get sorted and it's dragged on for over a year.
  • Create New...