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About rodgerramjet

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  1. As I said and I'm glad I'm wrong Orfoster I apologise if you think I called you a liar and I will follow your lead for having my own credit file cleaned up One question the companies in question did you use them just the once or multiple times ?
  2. Can you post links to the research be interesting reading And trust me I'd love to have then removed as I want to renew my mortgage in a year or two
  3. I haven't called anyone a liar and if it comes across that way then so be it. As stated it was not my intention to offend anyone I did back up my opinion with statements from companies regarding credit reporting, not sure why anyone would have such a problem with anything I've said. And I did ask for a copy of the email he sent so I could use it as well
  4. Or pm one of the site admins with the details I'm sure you can trust them to keep your info secret and if they concur then ill believe it
  5. I'd love it if you were right but I'm entitled to my opinion. I've had loans with me lender and there's you mentioned repost a copy of your letter / email you sent I will send it word for word and if I get the foot print removed I will post an apology in capital letters on its own thread I have my doubts that's all
  6. Having incorrect information removed I agree can be done I had information from my mortgage company changed two years ago when I complained to call credit that it was wrong But sorry again unless I see proof I just simply can't believe they will remove the information which is factually correct
  7. Can anyone post responses from any of the lenders stating that the foot print is to be removed. Also the above links say nothing about having the foot print removed ? My thoughts are that without proving it that people reading this thread are given misinformation Not to much to ask
  8. This why I don't believe any PDL will remove the foot print. Sorry I just won't believe it till I see proof. Don't mean to offend anyone
  9. Hi Rodgerramjet, Further to your email on 8th August 2013, we can confirm that the way we report is in line with our legal and regulatory requirements. We pride ourselves on being a responsible lender, which requires us to report accurate information to the credit reference agencies. This means accurately reporting every loan application, settled loan and, in some cases, issues with an account. We also pride ourselves on being a responsible and transparent lender. Our privacy policy and website describe how each loan (original loan and new loans) is subject to a credit check. Report
  10. Hey ihaveaproblem, Your not the first and won't be the last to fall foul of this trap I.e gambling and payday loans. One thing you have to remember is you can get over this and move on with life. You've been honest with yourself regards the gambling. I know it's hard to tell a loved one about your gambling but lets be honest your not going to feel any worse than you already do. It can be the start of the healing. If your gambling online then I'd advise K9 software and have your oh or friend put in the password and email address that stops any temptation. A favourite free
  11. Can you post a copy of the letter you sent? And did you have a copy of your credit file so you can do a before and after comparison ? Wonga said they cannot remove the information as they are legally bound to report credit agreements to CRAs I'm pleased for you but stunned they have
  12. Well sent in my complaint to wonga yesterday and had an email this morning asking me to call them. Very quick response, to quick me thinks
  13. Good luck PDL victim, keep us up to date with how you are getting on. I am writing up my compaints just now, I will go straight to the FOS regarding complaints about inadequate affordability checks being carried out before any money was lent to me (please dont anyone reading this think i excuse my own part in the mess) and try and get back some of the interest and charges that way. With regards to the CRAs I know the PDL companies didnt log any information with equifax. The information was logged with call credit and experian. I still think that the data should be removed as t
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