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Dougie_london

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  1. yes i have just spoken with barclays, its the same, they have said they can request the stop from the pdl's but it doesnt mean they will stop trying and they physically cannot stop them from taking the money? he has advised me to swap my sort code and account number and get a new card which will then allow me to keep my account without the hassle of worrying about them taking the money. i have one payment die back in which i need to keep an eye out for to take it out as soon as it hits my account then i will be setting up the new account.
  2. i have already had amounts deposited back in my account the problem is as soon as it happens they just take it back out again before i get a cahcne to pull the money out! then i have to wait 3-4 days till it shows on my statement before i can request it to be re-debited, i just wanted to see if they can actually refund it before it shows on my statement?
  3. thanks for this, can i just ask whether anyone knows anything about this chargeback? the bank are saying i have to keep waiting for every amount to show on my statement, is this correct or can they refund the amount straight away?
  4. i am having issues with a few payday loan companies taking money from my account. They have been taking money via continious payment which means they can take it whenever they like i am led to believe. now i have contested with the bank about these which they have told me to wait until it shows on my statement which i did, and then got them to reimburse the amounts. i have cancelled all CP on my account but still more have happened one amount made me overdrawn then they still took another payment after this making me about 500 quid overdrawn! first of all is this allowed? secondly if i instruct the bank to cancel the continous payment do they have to? the bank said it is not gauranteed that it will be cancellled as its a financial company? also do i have to wait for it to clear on my statement or can i use this chargeback angle to get them to do it instantaniously? Thanks in advance
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