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About waldo28

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  1. Hi guy's looks like another fob off letter, think i'll have to take it to fos and let them decide
  2. thanks for the reply i'll have a think on what to write in my letter and read the onther tread. banks are trying to get out of paying out
  3. Hi Looking for a bit on help on what to do next, just has a reply from bank of scotland credit, refuse to refund ppi filedl in form that was on web site and wrote this under section E about your complaint I do not feel the actual terms and conditions were fully explained to me at the time the policy was sold to me. For example, I recall the advisor telling me the insurance would be a beneficial thing to have should myself or my husband lose our jobs. For one thing this wasn't a joint policy and also no questions were asked whether my employer would provide redundancy or sick pay
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