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Isidorious

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Everything posted by Isidorious

  1. I have no idea the texts are "Mr blah blah contact collectica on number reference blah" only every so often (maybe once/twice a month) i never open letters addressed to anyone else, but i think i may have to
  2. I am sure it was someone who lived here, as i asked this person to leave at the start of the new year. I do not know his address, and to be frank, i don't want to know. I am emailing them now, and will copy and paste that email into a word document, print it off and send it to them also. I have said "I telephoned your office today, and spoke to someone as i am getting SMS on my landline for someone who no longer lives at my address. He told me to send a copy of my Council Tax Bill, to which i am reliably informed that I am under no obligation to do so. Unless you withdraw my telephone number off your system i will contact the OFT and ICO. My landline is XXXXX XXXXXX. Thanks
  3. hi all, I'm getting texts from collectica for someone who used to reside at my address, but hasn't been for about two months now, long story short i don't talk to him anymore and i have no idea what this is for. I telephoned Collectica and they told me to get my address taken off their system i needed to provide a council tax bill. Do i have to give them a copy of my council tax bill ?
  4. Okay; i needed some support in this, as my partner and i live together and he's just lost his job so we're going onto benefits. So i got a QQ loan in late 2008 (about beginning of nov) and then i lost me job. For four years i got no physical or electronic letters saying that i had defaulted and it was sold to Gothia, and yet Gothia were chasing me for this money. I ignored them. On 24/10/12 i got an email telling me it would be sold to Mercantile Recovery Solutions. I recieved an email on 5/11/12 from MRS, saying "We write to notify you that the above mentioned account has been assigned by Mercantile Recovery Solutions Ltd. to Mercantile Recovery Solutions Limited." and another one yesterday (aka 28th) telling me "Please accept this email as formal notice that your account held with Mercantile Recovery Solutions Limited, reference number , has now been passed for collection to Motormile Finance UK Limited."; Ltd. is the same as limited yes ? and where is the ref number ? does not count ..... bah I then got an email today from MMF saying"We act on behalf of Mercantile Recovery Solutions and have been instructed that your pay day loan has not been repaid to them. Shortly, this situation will affect your credit rating and we need to resolve it immediately to prevent this from happening Our instructions are to collect the outstanding amount from you and we would ask you to contact this office without delay to arrange repayment terms: Tel: 01138 876876 We will shorly be arranging for your account to be passed to our Home Visit Department, but would invite you to contact our office within the next 5 days to discuss this matter. We understand that situations sometimes occur that are outside anyone's control and we can assure you that we are ready to discuss any problems you may have and help find a solution. Please quote your reference of M1133291." I was up till 2am this morning looking up about MMF so i thought i'd post it here for some more advice and maybe another complaint to OFT, if needs be. Oh and hi you guys, nice to meet ye ! -John
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