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Everything posted by darrenwillo

  1. thank youn ill have a long think and get bact to you asap thanks for comeing back with that amazing respose thanks again its in me to fight
  2. okey doke least hes here thats the main thing isnt it DX can you help please with this one Thanks DW
  3. bank foder what do the abreviations mean icobs and utccr mean many thanks DW
  4. hi dx thanks for poping in im just after some advice with what to do with this debt if you could help its not listed on my cra nor as a ccj but the dca are comesing to my mums being abusive could you give me some advice please of what to write to the dca thanks and also with regards to makeing offers many thanks DW
  5. ive pm him and he replied askink could i send him a link but am not brillant on the pc and i dont know how to send links via a pm ren would you mind doing the honours please thanks DW
  6. thanks unc i agree i just want to make afffordable arrangements to pay this debt not to a dca but to thames city any ideas of where i start and what letter to write the DEA associates thanks DW
  7. so how do i go about sorting this debt then what should my actions be any idea is there a brig letter for these people or something if i asked brig to pop in and have a look see what his opinion is with regard sto this debt too. i just want to come to an affordable arrangement with thames city how do i go about this
  8. thanks for popping in ren ill use the trust site an see what the crack is with them if it is just dcas what should i do about them comeing round apart from putting the dogs in the front
  9. no court papers defonately not my mums diasbled house bound and she opens any of my mail that comes and has a good nose into my affairs and reports to the world all the info just as mums do there would be nothing getting past her trust me.
  10. i get you unc i understand what you mean it is like badit country in liverpool tho and people are that in your face to knock on windows etc im just hoping it is the dca i forgot to mention that my mum asked who they through the window were before the dogs went after them and they did say DEA debt enforcment associates there based up here or doen here in liverpool do you think i should call em ferom a phone box or something
  11. will a CCJ not show on my cra file as this is not debt is not listed on the 3 CRAs is that link the only way to find out whether i have a CCJ thanks for your input UNC its apreciated mate
  12. As im going through my non priority debts this is debt 4 of 17 not on CRA with swinton insurance for cancelling an insurance premium i had with the for car insurance now the debt is for £726.71 from 2011 to april 2012 heres what swinton say dated outstanding balance left on direct debit £1319.43 insurer refund - £740.91 as swinton were the broker cancelation charge £148.19 total oustanding £726.71 now are these charges fair ? next they passed the debt to ARC europe ltd DCA who wrote out on 17 may 2012 saying debts been passed to them and i owe £751.71 they phone atleast 6
  13. hi still working through my debts this is debt number 3 of 17 its with thames city insurance and its from 24th july 2009 when i took a policy out with them the debts for £1395.29 as i had a minor bump on this policy and they are asking for the full premium to be recovered as i had an accident whilst i was insurred by them from july 2009 not on mt cra files tho here goes they wrote out in july 2009 askin what my intentions were to make the payments as i moved house at the time i have only recently retrieved this letter so i never made any contact with them next they have passed th
  14. updated on the above with thanks to uncle bulgaria i have now drafted a letter to egroup stateing all of the above ill be sending 1st class tomorrow ill keep the site and thread posted as to the progress many thanks DW
  15. thanks for your advise uncbulgaria its apreciated ill get cracking with a letter today and get it sent tomorrow
  16. i apologise dx i was unaware of putting that up would be an issue i aplogise again sory i no know for the future
  17. were do i start ? unc this is a complete joke ? what about the cancellation fee? any ideas what i should say is there any draft letters about for these people? glad to here this is not unusual tho thaks for your reply unc and your time mate .............. ps why would it quote me 2 k with 6k points then 3 k with 6 points then 2.1k with 9 points what are they playing at same adress etc
  18. brig if you have a mo i am working thriough my 20k debt 1 to 17 debt 2 of 17 is insurance would you mind popping in on that one when you have time please thanks Darren
  20. Thanks mate its the data controller head office i have every adrees there is i just want somebody to confirm wich is the head office thanks tho for the post
  21. Dx should i make offer of payment or just leave it will they put on my cra ? Thanks for your help mate please check out debt no 2 of 17 its a corker its a battle geting this sorted but alot easyier wuth you guys helping thanks ever so much
  22. hi recenctly posted 20 k debt 17 creditors so im working through my debts and this is debt number 2 of 17 its for £447.3 with ecar insurance for cancelling a car insurance policy last letter dated 8th january 2013. now this is my most recent of all my debts and its a cracker right here goes i took out this insurance on the 28/7/2012 through a price comparison website and stated on the site i had 6 points 2 x sp30s and i proceeded to checkout, checked my details were correct and paid the deposit 1 week later i get my docs and installment schedule and all paerwork to sign
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