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Nicky74

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About Nicky74

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  1. Good Evening Thank you for your reply I am so shocked as to why these glorified loansharks are still allowed to trade !! Them poor people whom have lost their Homes , I nearly did on several occasions but luckily I have a good family and a district judge whom wasn't happy with the way that they were treating me , I will talk to my solicitor at the beginning of the week and get back to you with all the information Hopefully this disgusting company will finally get what's coming to them I'm so grateful that I'm not under the spell and more They're wicked and is soul destroying what they have done to me in the past Speak very soon Kindest Regards Nicky xx
  2. Hi Andrew1 Sorry for late reply , My solicitor has called me today and informed me that swift have eventually sent through all my documents , He's absolutely flabagasted to say the least at how much I have paid them in charges , He's also informed Me that Swift have been taken to court again and the Judge has said they have to pay back all the excessive charges to all customers and also my solicitor asked if I was every bullied or felt threatened !!! I said I ended up having a Nervous Breakdown because of these monster ? My solicitor has got a very good case and is going to throw the book at them It's illegal and disgusting were his words Will keep you up dated Nicky x
  3. Sorry for late response I have only just seen this , I have got a solicitor involved and he has written to them twice now and sent a SAR but they haven't responded as yet and it's been 3 months nearly
  4. Hi dx100uk yes we are both luckily at the same address also will I need to put any identification in or just send that SAR form Sorry to ask all these questions I just want to make sure I'm doing all this correctly Once I get the SAR information back about my account what do I do with it please ?? As I know that there's going to be alsorts of unlawful charges and interest and other fees on there that are unlawful as well as PPI that they would pay when I became very ill What's the next step please ?? Sorry for all the questions again I really do appreciate you trying to help me Nicky xx
  5. Hi dx100uk yes we are both luckily at the same address also will I need to put any identification in or just send that SAR form Sorry to ask all these questions I just want to make sure I'm doing all this correctly Once I get the SAR information back about my account what do I do with it What's the next step please
  6. Thank you so much Bank Fodder and Melliss and dx100uk I'm going to get on to it straight away Thank you so much hopefully I might get a little something back xxx Hi Thought I would just double check On the SAR form that I'm sending to swift do I have to put both signatures on mine and my Husbands as the loan was in both names Thank you
  7. Hi Bank Fodder I do have some paper work and we did have PPI but they said when I came out of work due to my heart operation that my husband earned to much money and that the PPI wouldn't be paid in the instance Do you have a template SAR please that I could amend to send to rhat horrible company Thank you so much for replying Nicky xx
  8. Hi I hope you don't mind me contacting you its regarding Swift Advances in Brentwood Essex I'm new to this forum so please bear with me I have been reading through threads and I had a secured loan with swift back in 2004 for £5,000 I ended up paying back over £26,000 over a 8 year period My final payment was 3.5 years ago I nearly lost my home several times due to a heart condition and having to give up work They were awful I nearly ended up having a break down through all this Luckily my family gave me the money I'm healthy now and in a better state of mind my loan was paid in full 3years and 6 months ago The interests and charges we unlawful I think And I want to try n claim them back but don't know what to do Please can you advise me plz As to where to start as they owe my thousands of pounds Kind Regards Nicky xxx
  9. I hope you don't mind me contacting you its regarding Swift I'm new to this forum so please bear with me I have been reading through your threads and I had a secured loan with swift back in 2004 for £5,000 I ended up paying back over £26,000 And nearly lost my home several times due to a heart condition and having to give up work They were awful through all this my family had to lend me the money I'm healthy now and in a better state of mind my loan was paid in full 3years and 6 months now All that interests and charges we unlawful I think And I want to try n claim them back but don't know what to do Please can you advise me plz As to where to start as they owe my thousands of pounds Kind Regards Nicky xxx
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