
cptncold
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UK inherited debt being chased overseas
cptncold replied to cptncold's topic in Overseas Debt/Overseas Account issues
The IRS was notified and received the death certificate about half a year ago, week after the death. They really don't seem to be interested in the grant of probate (solicitor did it, as the local law demands), only local banks and institutions demanded it. Letting IRS and Lloyds aka the big boys fight over the pennies sounds both fun and practical, although I wish that Lloyds would just take the damned 300 and write the loan off since if all goes sour, the IRS debt is far less devastating for me to pay out of my pocket. -
UK inherited debt being chased overseas
cptncold replied to cptncold's topic in Overseas Debt/Overseas Account issues
I plan to just state the obvious to them - there is nothing left but debt I might mention that there is 300GBP in Lloyds, what they want to partially repay the loan. Let's see how those two get along... EDIT: Any suggestions how I could handle this situation better? -
UK inherited debt being chased overseas
cptncold replied to cptncold's topic in Overseas Debt/Overseas Account issues
The Inland Revenue has stated that my relative owes them ~700 GBP. I say- lets play ball! I am going to contact Lloyds first, stating that there is an outstanding debt with IRS too and they'd better use the 300GBP she had there to partially cover the debt before I contact the IRS, who in my opinion has more right to the money, being goverment institution and whatnot but at the same time I write IRS that there is 3000GBP outstanding at Lloyds, thus proving that there really is nothing left. Lets see how it turns out...the second debt might just be my ticket out of both -
UK inherited debt being chased overseas
cptncold replied to cptncold's topic in Overseas Debt/Overseas Account issues
Thanks for the help! I'll try to weasel myself out of this situation -
UK inherited debt being chased overseas
cptncold replied to cptncold's topic in Overseas Debt/Overseas Account issues
I live in the apartment and the ownership was changed to my name 2 months after the death. -
UK inherited debt being chased overseas
cptncold replied to cptncold's topic in Overseas Debt/Overseas Account issues
Barclays account was closed by a close friend of the deceased. I suppose there were no outstanding debts or funds left. But to my best knowledge there is no other assets remaining than the 300 in Lloyds and the apartment, already written to my name. I'll wait for another letter from Lloyds and see if they talk themselves further more in. Something just doesn't smell right about this whole thing. Then I'll demand a SAR. Anything else I could do to call on their bulls*it? -
UK inherited debt being chased overseas
cptncold replied to cptncold's topic in Overseas Debt/Overseas Account issues
Thank you! I'll try and wait some more and reply to them as you guided when they send another suspicious letter. -
UK inherited debt being chased overseas
cptncold replied to cptncold's topic in Overseas Debt/Overseas Account issues
To my understanding, there was approximately 300GBP at Lloyds. There was no insurance to my knowledge, what is quite limited. I have no access to her bank records or anything. Only piece of information I have is that she had allegedly that loan and 300 quid. My guess is that there is nothing more, she was on the verge of going bankrupt. EDIT: Quoth the first letter: "Could you please respond and acknowledge our claim". Yup. I think they know they don't have ground to stand on and are trying to trick me out of my money. But I could be wrong. -
UK inherited debt being chased overseas
cptncold replied to cptncold's topic in Overseas Debt/Overseas Account issues
There was a will, stating me as an executor. I have no other details about the loan. Could be a [problem], could be an unsecured loan (most likely). The apartment is not in UK, my relative only worked there and had two bank accounts. The other was at Barclays, I have not heard from them. Lloyds gave me only the loan acc. number and the sum of 3000GBP in the letters, no further details. -
Greetings! I havent got any sleep for weeks since the Lloyds TSB is chasing me. The story goes as following (pardon my broken English, I live in eastern parts of EU): About 5 months ago a close relative of mine died. I was the sole inheritor of her property, consisting of an apartment and several loans. I have taken care of 2 out of 3 debts. The third one is Lloyds TSB and the sum is 3000 GBP. Since one of those 3 loans pretty much crippled me financially (I am still quite young) and the apartment is, well, everything I have! Lloyds got my address thr