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markstone

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About markstone

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  1. Ok Guys, just an update on this continuing saga. I had a letter this morning from Capquest, saying that they have not been able to obtain my requested document from the original creditor Barclays Partner Finance ( My CCA request ) and therefore they recognize that this debt is not enforceable. Should they ever get the document in the future, the debt becomes enforceable again. But if BPF have not sent it by now, I am guessing, its not likely they ever will ( they have had 3 or 4 months to find it ) So all in all, good news..........for now!
  2. CCA Request has been sent. I did think it was strange that they keep on making offers on the account, I am hoping it is not out of the goodness of their heart, but rather, they do not have the right documentation, so they can"t enforce it! I am just in the middle of trying to get the scanned pic of the letter they sent me
  3. Thank you guys for all your kind help. Am away from home today, but as soon as I am back tomorow, I shall get the CCA sent, and try and post a copy of some of the corespondenc letters, thanks again ( it's good to know I am not fighting this alone! )
  4. Thanks for the advice, CCA is going to be sent, do they have to send me the original copy of the credit agreement, even if they need to get it from the original creditor? And they only have 14 days?
  5. I am faced with a problem with a DCA - Capquest. The amount owed is £6100.00 ( They bought the debt of £5650.00 from the original creditor, Barclays Partner Finance 30/08/2011 ) . They say that my account is being processed for legal action. I had previously entered into a payment plan of £20 per month, but stopped, after wondering if they actually had the correct documentation on my file, and therefore, the right to enforce it. I issued them with a SAR request, ( they confirmed my request, but said they may not have all of the information requested, and that I
  6. Hi, the link was on this page : http://www.consumeractiongroup.co.uk/forum/showthread.php?87061-non-compliance-template
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