I'm so please in not the only twit that has done this! Lol in fact mine are the exact same companies!!! I have just started a dmp and I have today sent emails to them all today after reading this! The only one to bounce back was mem, think they are going to be trouble. The only difference is that I just phoned the bank and said I lost my card! So they sent a new one and all the payday loan company's can't get to my money coz the long number has changed! That's the only way they can get to your account. Saves going through all the opening a new bank account lark But I must admit, I get paid in a few days and I'm also waiting for the phone to ring 24/7