Nerobert2
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Credit Reference agency information, incorrect
Nerobert2 replied to Nerobert2's topic in Credit Reference Agencies
Is the 'Data Controoler' and official title used by each organisation? That would really be a good start. -
Credit Reference agency information, incorrect
Nerobert2 replied to Nerobert2's topic in Credit Reference Agencies
I have written to each of the banks and other companies individually and listed the problems that need correcting. I have also written to the CRA's (Credit Reference Agencies) to have them help with wrong linked addresses, addresses I've never lived at, companies I've never heard of. They have been generally helpful, and have altered the data relevant to them and also contacted the organisations involved. They have also posted a notice of correction for me at my request. But, there is a limit to what they can do, as they can't make changes to the account conduct data, as that is the job of the -
Credit Reference agency information, incorrect
Nerobert2 replied to Nerobert2's topic in Credit Reference Agencies
Of course, bad history will be visible for up to six years. However, in my case the credit file is showing me owing money up to last month for many of these financial institutions. I've managed to get some of them to change the status to 'settled' but they show the account as settled in December 2012. They should be showing me as zero balance from July 2010 and settled in 2010. -
Credit Reference agency information, incorrect
Nerobert2 posted a topic in Credit Reference Agencies
My credit isn't great, so I looked at my credit reports on Equifax, Experian CreditExpert and CallCredit. I was amazed at how much of the information was completely wrong. I've now written about two dozen letters to financial organisations, including letters to the three agencies themselves, but although I've got some things corrected, there are still dozens of errors. It's pretty serious because anyone searching my file will get a bad report, even though all debt was cleared two years ago. Has anyone else had a similar problem and is there an organisation that will f
