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  1. Thank you, I hadn't seen the blog! It looks very helpful. Will keep my eye on it over the next few months.
  2. Thank you so much for all the advice. I've managed a few nights sleep, partly because I've been ill. I think I will need to cut the coffee out completely. I've recently got into the habit of having a latte a day, which may not sound a lot but I don't really respond well to it!
  3. Sorry I meant, just with general debt/credit score advice. I found both of your planners very helpful and have actually used Coniff's to sort out mine and O/H budget. Thank you
  4. Sorry it's not, I was on the site and came across it and thought it was interesting/useful. If you can suggest other sites with similar information i would really appreciate it!
  5. Oh, I am so sorry! I've been looking on there site and found it interesting so wanted to share. Could you possibly suggest alternatives?
  6. Seq, No worries! Thank you for the advice! I expected as much, I guess I was hoping for a miracle. My salary has gone up so I might try to talk to them and see what can be done as I will need to re budget, hopefully if I continue to pay the same amount it might work out.
  7. I know this is probably all common knowledge for the Debt savvy users on here but there were a few I wasn't sure of! Did you know all of them. http://www.vanquis.co.uk/credit-information-resources/bad-credit-myths.htm
  8. Conniff! That is amazing! Thank you so much! I will try it out this weekend!
  9. Thank you! I am hoping that the coming bank holiday will give me an opportunity to relax and get some much needed rest.
  10. Hightail, thank you I will look into it. Currently they are on First class and the occasional pouch of applaws as a treat. Also my tom cat is also on Hills c/d prescription food which is £9+ for 12 and generally lasts 3 days!
  11. I've got my budget planned on there but obviously I can't change that each pay day to help with meal plans or to help me remember to save for my MOT for month x or my parking permit etc. Also the budget only covers my salary etc not my OH.
  12. In a bid to keep my finances in check I am looking for a good budget planner, can anyone recommend one? I'm in a debt management plan and would like to try to save for my wedding too. I've found this one from Vanquis, but has anyone got any others they would recommend?
  13. Hi guys, I am having trouble sleeping at the moment. I know that this isn't a big deal here and there, but it's been a couple of months now and I am exhausted. It's making it hard to concentrate at work and i'm not in my a game, being forgetful, lazy tired. I have no energy. I am permanetly Anemic due to a genetic trait I have so I just feel awful. I've tried warm milk, horlicks, mediation, relaxing bath before bed, lavender, sleeping the wrong way round on the bed, not going to bed until tired, only staying in the bed when it's bed time. I'm at my wits end. Any advice? Lilla
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