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DreamEater

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  1. Very true, it is the only negative thing on there. It's always worth appealing to them, I know that much, but do you have any tips? Is there any documents out there that says, whilst it needs to be a true reflection, compassion can be applied...
  2. Hello, Bought a TV from Very.co.uk 06/01/18, statement shows £559 for TV and £6.99 for Delivery Account starts with 1p in credit (from last order) Statement produced 03/02/18 says £5 due 23/02/18 With estimated interest of £0.41 based on payment balance of £6.98 Payment made 21/02/18 of £56.60 by card on the website towards the TV Statement produced 03/03/18 says £7.43 overdue Payment due by 23/03/18 actual interest £0.45 Estimated interest for next time £0.00 Standing order of £56.60 paid 05/03/18 Statement produced 31/03/18 says £0.00 due Shows payment made 05/03/18 of £56.60 Shows £49.17 has been allocated to your BNPL items on 05/03/18. Leaving £7.43 to be allocated to the postage. Sometime in March I called Very to query why there is a payment due as I had selected BNPL for 12 Months at the time of order and I had made a payment of £56.60 on 21/02/18 before it was due. I was told the payment is for the postage, there was a discussion about recent payments where they said, because I had made the payment online 21/02/18 and allocated it to the TV they couldn't allocate it to the postage, so I asked for the most recent standing order 05/03/18 to be used to pay the late postage, thus clearing the late payment. Move on to today 15th May, my credit file shows a late payment for the delivery costs. It appears they have one credit order from me which includes delivery, but they have then taken a payment towards the TV but have split the delivery costs out. My understanding the whole way through the order was the TV was on credit, not the delivery, so how can this be marked as late if the payments were up to date? What do you think?
  3. Morning, getting calls daily from Robinson Way asking for money. Told them I have won and they owe me money but they still ring. How best to proceed with taking cohen to court for the £35? And Robinson way for harassment?
  4. No payment, but have had a letter through the post saying i owe £800 and they will let me off 50% if i pay now! I'm thinking LBA and then filing for £25 to get my £35 that they owe me. Anyone help with writing out an LBA? Cheers
  5. I think they might be reading this thread as I've just had an email saying they will pay shortly. Just need to process it. I'll hold off for a week or so before sending the lba and issuing papers.
  6. Is that the guy on the day in court? How would I get his details? I didn't get them at the time
  7. I'm more that happy to do this, but I'm not sure if I'll lose out? If I submit a claim via mcol and pay the costs and they pay up like the day after can I get them to pay the costs or is that part of the risk?
  8. Morning, they've ignored my email and not sent the money...what do you think the next step should be?
  9. Judge ordered them to pay me costs by today...not happened... What's best way to follow this up?
  10. Arrived at court an hour early, the claimants rent-a-solicitor turned up about half hour later. Asks to talk to me in private, I probably should've just shown him a set of brass balls and said no. But being unsure and wanting to know more I agreed, we sat in a glass meeting room and he asked if there was anything he should know? I replied this debt is statute barred as stated in my witness statement and supplemental witness statement. He said you know it's not as this payment on the 24th September etc. He asked about the supplemental witness statement, when was it submitted etc, I told him a few days ago with his employers office and the court. He asked for a copy, I refused as he should have everything he needs and he could get it from his office or maybe a nice judge. After this I got a bit more confident and just told him it's statute barred and I don't think we have anything more to discuss. Got up and left the room. Don't worry about being rude, he was out to make me pay loads of money and from the way he argued with the judge he was trying at all costs. So we get in to court in front of the judge. At this point it's all a little hazy as they use a bit of legal talk. But it was mainly arguing about sanctions. The claimant submitted their defence late, a month late, and as the judge noted in a holiday period (Christmas Eve it was submitted to the court and me) which gave me less than 2 weeks to prepare instead of the month the judge said. The claimant said they would be applying for relief from sanctions. The judge wanted to see the application, they hadn't made one so couldn't provide, so he asked to make an informal application now to the judge. They argued back and forth and quoted cases etc, the judge said to the claimant you should know better to submit late, you know the law, the claimant argued it was a guide not something fixed, the judge didn't like that. The judge didn't mention my application to dismiss, or I didn't hear it. But he said he was going to dismiss the case as there was no evidence (not submitted in time). The claimant asked for it to be adjourned so he could apply to the court for relief from sanctions, the judge didn't like this, he said this court process is done to make things happen expeditiously and if it's adjourned it would take twice as long and waste twice as much time. Which isn't expeditious. He dismissed the case and then for the first time turned to talk to me. He asked me what costs I've incurred from them wasting everyone's time etc I said I didn't really know as I didn't know I could claim them, I said I had lost half a days wage for time off and couldn't provide to hand other associated costs. He dismissed the claim and awarded me £35 to be paid by the 26th Jan. Many thanks for everything, I didn't get to use my defence or witness statements. But I did get the result I wanted and that everyone helped to achieve. Once they have paid me I'll donate that to the site to help keep this going, as with my love of an argument and not willing to bend over and take it when companies try to screw me over I'm sure I'll be back with another query! Ps, I'll get the transcript and post it up here. It's a lower court, but, there is a a potential for a very very small precedent to be set with applying for an informal relief against sanctions. Top tip. Submit everything on time and notify the court if the other side don't. Make it point 1 in your supplemental witness statement, you can just win from them missing the date. Also with a statute barred defence, do not talk to them, just decline to chat. You are under no obligation to talk to them before you see the judge.
  11. Not to worry, case dismissed! I'll update later with details. How do I get the transcript as there is some good points to learn from?
  12. Now I'm not sure, I quietly asked a member of staff who's responsibility it is. And he said the solictors as it was submitted in time. The guy is just someone who takes cases as they come in. He doesn't even work for HPH2. I'm sure he will have emailed his employer or the judge will give him a copy.
  13. URGENT AT COURT RIGHT NOW THE CLAIMANT DOESNT HAVE A COPY OF MY SUPPLIMENTAL WITNESS STATEMENT. THEY HAVE ASKED FOR IT. DO I GIVE THEM A COPY???? Their office should have given them everything. In my opinion
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