Please can someone help I have received a letter this morning from Mackenzie Hall as follows Reference ******** Client Reference ********* Pursuers : Arrow Global Limited Original Creditor: Cyclone Asset Management Limited Principle debt £976.19 IMPORTANT - DO NOT IGNORE We have been instructed by our client to recover this overdue debt on their behalf. Our clients have informed us that they are unaware of any legitimate reason for non-payment of their account and although they would prefer an amicable resolution, they will not hesitate to take such further action as may be appropriate. Payment deadline: noon, 11th December 2012 this letter has come out of the blue, the past debts i had are all status barred so can they still be pursued I have had no further debt in 10 years and my credit rating now is really good. I have no idea who these people are and also have no idea who a) the pursuers Arrow Global Limited or b) Original Creditor Cyclone Asset Management Limited are, I have never been contacted by any of these people before and have lived at my address for 3 years. What do I do ? do i ignore it ? over the years I have had numerous letters from Lowell Finance which I have ignored but I know all these debts are more than 6 years old, but this latest letter has come as a shock as I have never heard of any of these people. can they cause a problem with my credit scoring as it is excellent at the moment ? Can they take me to court ? should I phone them? or email them? I apologise if this has all been talked about on this forum already but I suffer with ill health and am dyslexic so can not sit and go through all the posts.