I'm so worried and slept very little last night
DLC bought the debt I had with MBNA,
and along with lots of other creditors
I have been paying a fixed amount each month and never missed a payment,
they called me last night wanting to take my £5.00 a month to 1 percent of the balance which would make a payment of £85, I
told them that I have little to money left at the end of the day and am paying off 11 other creditors,
they say they will now go and get a charging order and force the sale of my home,
at my age I will never get another mortage,
I feel sick to my stomach.
Any advice would be greatly recieved
I have called the old CCCS and they have made an appointment for me to speak to someone in regards to a possible IVA
as I have been juggling all this debt for two years and am shatterd by it and the late nights calls.