Hi guys,
I have got myself into a bit of bother with payday loans.
I have manged to sort out 3 of them with repayment plans.
The last one left is wonga....
I have not defaulted with wonga as of yet. I extended my loan last month.
I have had 3 extensions and will have to pay off the loan on the 23rd December.
I can not afford to do this as my hours have been cut at work and my job is at threat of redundancy.
I was wondering how I go about this, do I way until the 23rd December or do I contact them now?
Also do they send letters to your address and is the