How would I do that? Sorry for all the questions! Thanks.

Yes, I sent the N244 forms back to the court and still waiting to see what will happen with regard to them setting it aside. Any idea how long this will take? And will Bryan Carter have to apply to the court to enforce the judgement and enable him to send bailiff's around? If so, how long will that likely take? If not, can he just instruct bailiff's to call as and when he feels like it? This is very stressful.

Hi, Sorry I have not been back here in a couple of weeks due to health issues. The Court served the papers to my address but they didn't get to me, they were posted through an empty house 2 doors down from me, so I was unaware of anything going on. I sent a letter recorded delivery to Arrow Global requesting a CCA. They have not responded at all but I have a copy of a signature to say they received my request. This was signed for on 23rd November 2012. When does the 12 + 2 start and is it working days? If so does Saturday count as a working day? I have not received anything else from Bryan Carter either. I'm panicking a bit because I'm worried they will send the bailiff's and with it being so close to christmas, its all a bit tense. Thanks for your help so far.

I have written to Arrow to ask for the CCA. Do you think I should wait for them to reply before contacting them again?

Hi, I sent the N244 to the court by recorded delivery and a copy via email. It is showing as arrived when I checked earlier today. I also sent an application for the fee to be wavered due to my income. Do you have any idea how long it will take for a judge to review the form? Sorry for all the questions. I have not done any of this before as it's all new to me. Thank you for all your help.

What would be the likelihood of getting the judgement set aside? The lady at the court said it was down to the judge's discretion. If the judgement gets set aside is that then removed from the credit agencies files immediately or does it still show but that its been set aside? Is there a court hearing to determine if the judge should set it aside or is it done without the need to go to court? sorry for all the questions.

Hi, Thank you for your reply. I wrote to Bryan Carter and told him I applied to the court to set the judgement aside. I emailed the N244 form to the court and sent it by recorded delivery. I don't recognise the debt. I do have others that are still on my credit file but these are all from 2005. I'm not aware of this one. I have asked for a CCA from Arrow Global.

Hi, I am new to the forum but I could really use some good advice. I have been reading some of the posts which I think may be relevant to me and have used some of the information already provided but could do with a bit of help if you don't mind? I received a letter last week from Bryan Carter Solicitors stating that a County Court Judgement was entered against me on 23/10/2012 in respect of a debt for £327.96 with Arrow Global. This is the very first letter I have received regarding this. I don't know who Arrow Global are. I emailed Bryan Carter immediately and received a letter 2 days later stating the debt relates to a credit card debt with Capital One. Apparently the agreement commenced on 31/01/2009, and that the last payment of £1.00 was received on 19th August 2009. They state they sent previous letters and made telephone calls but this is not true. I have received nothing from them at all. I then found your forum and read some other posts. I contacted the court and they sent me forms to ask to set the judgement aside which I have returned to the court yesterday. I have also asked Bryan Carter for a copy of the original signed CCA. They replied advising I needed to request this from Arrow Global, again I have done this yesterday. I have also obtained a copy of my statutory credit report from Equifax & Experian. I have accessed the Equifax report online and it shows a debt with Arrow Global for £240.00 It does not show any payments but states a default in September 2009. Bryan Carter have now sent another letter requesting payment as required by the judgement. They state payment is now due today. What should I do now? I do not want bailiffs coming to take goods to the value of the court order. I am currently on Income Support. I have also been in contact with Royal Mail as it turns out my post has been going to an empty house 2 doors down from me and I have no way of accessing my mail that has been sent there instead. If anyone can help, I would be very grateful. Thanks.