Hi I have received a rejection letter from Lloydstsb for 2 loans took out in 2000 and 2001 and 1 uphelded in my favour for £2500.00 took out in 2002 it say I have 28 days to respond or if they here nothing they will say my case is closed and send me the money but if I appeal the 2 decision against me will I still get the money or will it just delay it