OIC. Thanks. So does it mean (yes, i would not take you to courts ) that having a CCJ which has been satisfied does not have a sort of negative impact on the credit report. Cheers.

Sorry, I did not understand this bit. What is ICO? Is this reason not sufficient that I did not receive any communication from court or claimant because I was not living at that address and honestly I was not because the property is let. As soon as I came to know about pending payment, I paid it off.

Thanks for the reply Andy. I am just wondering, can I apply for CCJ to be set aside (as I was not living at that address, I have evidence that it is let) Or can I ask the management company to get it deleted (apology for my lack of understanding but can a claimant remove the CCJ) Thanks in advance again.

Hi Guys, Need help from you experts I have a property on buy to let. I sent the payment to the management company (who maintains the block of flats) by cheque. Unfortunately the cheque was not properly filled. The company sent the cheque to my old address and reminders as well and subsequently filed for CCJ but I got none of the letters as I had moved to new address. I believe that I had told the management company of my move but dont have any proof but I had also seeked their permission to let the property and that permission had my new address recorded on it. Now I have paid the company when I got to know about it. But I also discovered CCJ when I saw it on my credit report yesterday. The company is asking me for further charges (legal cost etc totalling around 400 quids and I am contesting it. Please advice what can be done to get the CCJ removed from my credit report as this is going to adversely impact my credit rating. I have spoken to the management company and they said that I can apply for CCJ to be set aside. Is it possible for them to cancel it altogether or can you please suggest a better way to deal with it.