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sonya key

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  1. Dear All. just wanted to drop a quick line, will fill in all other details later as I have to get to work. I managed to get the order suspend ! So happy, you guys are the best, I really could not have done this without your help and support. I will post full details for the benefit of others. but Thank you, thank you all!!!!!!!!!!!!!!!!!!!!!!
  2. Been flat out again, sorry for late reply. Well I;m in court tomorrow at 10am, so at least I have only got 1 more night of bad sleep to go! Thanks for all the advice everyone I will try to remember all that has been said. Attended council yesterday as advised by shelter, just in case worse case scenario for housing, they were very helpful and I now feel better knowing I have a back up plan. GE on the other hand were not very nice to the council official even with full authorisation and data protection form, I have never known such elusive people in all my life, ended up with council putting an official complaint in to ombudsman. will of course let you all know the outcome. Thanks again for all your help, advice and support you are all one in million.
  3. Hi guys, Sorry for not replying sooner mad few days at work plus getting to court to hand in N244 waiting for court to call with hearing, the wait is killing me. Puffin I'm sorry to hear about your circumstances,anything you can think might help would be appreciated. feeling really low at moment just wracked with guilt for messing up. spoke to shelter but no representatives for local court. I have spoke to council today just in case, worst case scenario got appt with them on monday. I did receive letter from GE today saying we can still come to an arrangement blah, blah. Plucked up the courage to phone and got we want £6k and might not boot your family out. My arrears are only £5k but they want some towards the charges, said but the letter says nothing about these charges. well you have charges, clear the arrears and you might get to stay if we decide, came off the phone crying why are they so nasty and rude. letter was worded as if they wanted to help and instead I feel worse. Will let you know when I have hearing date. Thanks for all the help guys.
  4. Many Thanks Northern bloke and Ell-enn, Just made payment, amended statement to say monthly payment made. fingers crossed here goes nothing.
  5. Hi Ell-enn Many thanks for all your help. I have made two copies of everything and will attend court first thing in the morning to get a date. There is an automated line for payment I think, Don't know about the other but will look into it. Really want to get this payment made so frustrating, they wont take it. Will keep you updated on all accounts. Thanks for everything, feel i can breathe a little.
  6. Ok think i'm just about ready to hand everything in. I have gathered evidence of RTA plus wage slips, V5 and receipt of new vehicle, Budget form is completed. Have I missed anything? My only concern is the statement of the N244 and also I have no refusal letter from GE for the amount I offered to extra each month as the adviser just said no down the phone. I also really want to make this months payment before going to court but again she refused to take payment. Can i insist they take it? By my calculations I would repay the arrears in 4 years 7 months and the remaining time on mortgage is 15 years 4 months. they have also been increasing my monthly payments to reflect their charges I owe so they are covered at the end of term, I have letters to prove this from them. Still feeling nervous as playing on my mind what solicitor said yesterday.
  7. Hi Ell-enn Arrears in 2011 were 2,500, mortgage was 100082.55. Arrears currently are 5,600 and mortgage is 91,758. I had gathered together evidence of crash plus photos. My husbands latest pay sheets from work. the private sale receipt of vehicle plus a copy of the V5 to show when we took ownership plus council documents to prove when vehicle was authorized to work as taxi and a budget form. I;m I forgetting to include anything just feeling so rejected after been told I had broken one agreement and had blown it getting a second chance. We also offered to pay this months installment plus 100 extra but GE was not interested in payment.
  8. Hi all many thanks for the replies. A local solicitor from the local law firm stated that we did n t have a chance of getting the repossession stopped a second time. we attended the hearing in jan 2011 as husbands business went under and he went bankrupt, we complete overhauled all our expenditures and judge was satisfied we could make payments plus 50 extra each month. I feel so stupid was all for filling out N244 but after speaking to the solicitor today I was made to feel I would be wasting money, and the courts time. I just wanted to show that it was only a temporary set back and now things were back on track and could pay an additional 100 towards the arrears. Just feel that I have let my children down.
  9. Hi All, found your forum when looking for assistance about stopping our family home from being repossessed. GE Money has decided to repossess our home on 21st June at 11.40am. I am trying desperately to fill in the N244 but I sought some legal advice earlier who said I don't have cat in hells chance of stopping the eviction. cutting a long story short in Jan 2011 we had arrears 2,500 managed to stop GE money from repossessing and our mortgage stood then at 100082.55. My husband had a car crash in march and wrote the car off, hitting a brick wall at 65mph on the M25 tends to do that, he walked away with a scratch but his car which is a taxi was dead. Desperate to get him back working we used every last penny to get him a car and up and running again. Now GE money state that arrears are 5600 and unless i pay in full by 21st, it is time to pack bags. I offered to pay this months installment plus a hundred extra but no it is either all or nothing and to borrow it from family and friends. Our mortgage now stands at 91,758 so as you can see we have made good progress on paying mortgage and just when we though every thing was going so well, our world has turned upside down. I'm i wrong in trying to get a judge to look at this again or should I be doing as GE state and saving all my money for the rent on house. We also have two children aged 9 and 6 and I'm terrified of letting them down. Can anyone help or should I pack my bags. Thanks in advance
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