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Northernpug last won the day on January 23 2013

Northernpug had the most liked content!

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About Northernpug

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  1. Thank you all for your replies. At the end of the day I would just like to receive my parcel! I have contacted the seller through Ebay dispute and he has 8 days to respond before Ebay "steps in". Hopefully before then I will hear from RM. Money hasn't been debited from my account yet. I have the option of payment after delivery which usually means money is debited 14 days after purchase. I'm not sure if the dispute will suspend payment. Just have to wait now.
  2. I can prove that I was not home at the time of the alleged delivery. I was at work doing 6am to 2pm shift. Where I work I am required to clock in and my work involves doing quality control checks every 15 minutes that I have to sign off. So my employer can verify where I was down to the exact location within the company. It is also a 20 minute journey to get to work on a good day (i.e. early morning when there is no traffic) but more usually the journey takes 30 - 40 minutes so there is no way I could have popped home to take delivery. No one else lives in my house so no one else at my ad
  3. I won an auction on Ebay and the seller sent the item by Royal Mail Special delivery Guaranteed. Delivery was due on 30th July but I didn't receive anything. I left it until Monday 3rd August in case it was delayed. When I looked at the item in the purchased item list, tracking details had been added which weren't there previously. When I clicked on the link for the track and trace, I was surprised to see that there was a signed proof of delivery (not my signature) stating that the parcel had been delivered at 9.30am on the 30th July. Where it says "Printed Name" there was just the
  4. Agencies can no longer claim holiday pay is rolled up in the daily rates as it is unlawful hence why I suggest it would be best to ask the agency to explain what happens to the pay for statutory holiday entitlement.
  5. Anyone who is employed is entitled to statutory holiday entitlement. Agencies are not always quick to inform their employees that they are entitled to holiday pay. I used to work for agencies myself and it was a couple of years before someone told me I was entitled to holiday pay. Your daughter should ask the agency what happens to her statutory entitlement.
  6. I have a vested interst in this statute barred scenario as I have one debt that is statute barred if you take the last payment into account but the default date is still a couple of months away - and Lowells are the DCA! A little bit of panic arose when i noticed posts where Lowells are claiming thats a debt becomes SB 6 years after default date. I came across another post that stated the precedent they are quoting is BMW FINANCIAL SERVICE (GB) LIMITED Vs.HART the appeal of which is here http://www.bailii.org/ew/cases/EWCA/Civ/2012/1959.html . My understandi
  7. It means that the insurers don't have to pay out anything unless they are advised of the proceeding before they commence or within 7 days after commencement.
  8. Agree, you have a binding full and final settlement agreement. Don't speak to them or reply to any further correspondence. There is nothing they can do.
  9. Whitsend you mention in an earlier post that you tried to reclaim fees but got nowhere. Would that have been around the time the credit appeared i.e. could it have been a refund of fees?
  10. Seems like Shoosmiths are being awkward and maybe hoping you'll give up so they get a judgement by default. Always say yes to mediation , small claims track yes. Fill in the address of your local county court, rest is self explanatory
  11. As far as I am aware the first offer is binding as long as you didn't ask for any change to the terms and conditions (I wouldn't consider a change of lawyer as a change to the terms and conditions). You need to escalate a complaint to a higher level (could you visit the branch and speak to the manager?) and demand that the original offer is honoured. Make it quite clear that the revised offer is not acceptable and you can't complete the purchase with the lesser amount offered. Also mention that if you have to walk out the door without the original offer being honoured, you will hold them res
  12. Did you get the first offer in writing and if so does it say how long it is valid for?
  13. It becomes statute barred 6 years after the last a payment OR acknowlegement of the debt. I see you made a complaint in Feb 2011 which could be construed as acknowledging the debt so it may not be statute barred yet. That aside, even if it is statute barred it just means they can't enfore it in court but the debt will still exist so I can't see how it would affect your position at present.
  14. Well you are good to go then! Send them an itemised breakdown of the full amount you are claiming including admin costs and your time. Give them 14 days to pay else you will be issuing a summons. No matter how many times you contact them, they will never admit liability. Even when they send you a cheque in settlement, it will probably be "without prejudice"
  15. Have you also considered that the person driving the vehicle was not the policyholder? You have a photo of the driver but it may of been someone else perhaps a friend or relative. To try and establish who was driving the vehicle, I would take copies of the photos to the police. Explain that you have contacted the insurers who have told you that their insured claims he was not driving the vehicle or even at the scene. Therefore it appears that the driver who hit your vehicle was uninsured (criminal offense) and you need a crime reference number in case you have to pursue an uninsured loss t
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