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tuttle

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About tuttle

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  1. I think the mortage rescue scheme money got used up in 10secs flat, everyone jumped on it, and i bet some fraudsters too.
  2. I'm sure that having an elderly relative, would definitely slow the process - You would need to find accommodation with mobilty access, that is very rare these days. As for renting, it depends on your area, check a local estate agent and find the going rate.
  3. NRAM are being steered by UKAR - the governments (cloak and dagger!) recovery agents. Although on the surface the government have made statements about how much they are helping the housing market, its not true based on the way NRAM are acting. The best thing to do is keep the mortgage under a 3mth arrears, if more dont worry to much, but keep paying a bit each week - its go to pay a bit each week, as when you print off the payments, it shows the judge how committed you are.
  4. It does take some time before a repossession happens, I would seriously look at your income and what you would gain for selling everything, will your children help and contribute towards the mortgage? afterwards they would just pursue the debt, but you could go bankrupt and pay a % in the pound, after 2yrs it would be discharged. So you have a few options, moving to a smaller place might make life easier. Hope this helps.
  5. stay calm for the judge, try and think how best to keep everything in place, I have read quite a bit over the last few days about the government and stats, so I think all will be ok for you. May the force be with you
  6. you should rent it out, in my area it would gain £1400pm - cheapest place to live is on a mobile caravan site, nice holiday for a year or 2, savings could then have you abroad for the winter, when i'm in my twilight i'm going to think like the birds
  7. Very sad to lose your home at this late hour, what type of property is it? I have a number of ideas for you, will try and offer some help. Do not hand the keys back.
  8. possibly, but its for education not income, state that so it makes sense, always make the judge understand your position before the solicitor pipes up.
  9. a good idea is to have a brief outline of what the problems (brief!) on separate pages and mark 1a, 1b etc, then have a cover note detailing what is what, it works because its plain english and offers a much better picture of what is happening, plus you will have info on paper that you may forget in court, it is a winner as i have done it, and the judge said not a word to me are had a go at the solicitor for being ill prepared and bullish.
  10. Do not be scared of the county court, it is NOT the same as magistrates or crown court rooms - the Judge is an understanding human being and will assist you in any way possible - he has your welfare at heart not the money grabbing banks.
  11. a quarter of uk's home owners fear repossession, is there something in the water? or are the banks trying to steal houses with equity?
  12. In response to the way the solicitor spoke to you, it is worth remembering they are not human, and are only interested in getting your money (and as much as they can), a repossession lines their pockets well, so they will always use guile to steer the course of the outcome in their favour.
  13. In response to the way the solicitor spoke to you, it is worth remembering they are not human, and are only interested in getting your money (and as much as they can), a repossession lines their pockets well, so they will always use guile to steer the course of the outcome in their favour.
  14. Sorry for your loss. It is very enlightening to hear a judge say 'they are innit for the equity' - he must know something.
  15. I have complained, flat out, to trading standards, the fos, fsa and my local MP - its more geared to the DWP SMI thing, plus the fact that they are chasing equity to reduce the national deficit.
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