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anna15

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About anna15

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  1. Hi, I have got myself into a panic this morning. I was placed in the support group of esa in dec last year and we claim as a couple. Partner has to go next week for a work focused interview but this scares me as I cannot be in the house without him, outwith this I have appointments constantly and cannot go myself. I get LRC and LRM and awaiting appeal date for mid rate so can't explaine he looks after me as that isn't identified in my rate obv with me not getting carers. Are these interviews bad Thanks.
  2. Hi Everyone, I am hoping someone can help!! My child turned 17 this month and due to leave school in June as that's him finished 6th year. He has been accepted for a legal course at HNC level at college and due to start in sept. at the moment we get full child tax credit for him as I am on IB ESA. Can anyone advice when CTC stops. I'm dreading trying to survive on esa and no financial help for son. Not sure if it matters but I'm in Scotland. Thank you
  3. Sorry honeybee, it must have been someone else. Can you please send me it. Thank you
  4. Hi Everyone, I am hoping someone can help!! My child turned 17 this month and due to leave school in June as that's him finished 6th year. He has been accepted for a legal course at HNC level at college and due to start in sept. at the moment we get full child tax credit for him as I am on IB ESA. Can anyone advice when CTC stops. I'm dreading trying to survive on esa and no financial help for son. Not sure if it matters but I'm in Scotland. Thank you
  5. I saw answer on another thread after posting this so I know what's happened. Thanks
  6. Hi everyone, I was looking for some advice please given dwp closed today so I can't check with them. I won my appeal and was placed in support group on 4/12/12. I received all my back pay within 10 days or so. My benefit at increased amount was paid on 28/12/12 of £333. Can't remember the pence sorry. I get this amount as its a couple claim. I was expecting my next payment of £333 to be on 11th jan (2 weeks from last payment) but yesterday £166.80 was paid into my account. I didn't notice till today. Why would they pay that and does that mean I'm paid weekly? Not sure what's happening. Thanks
  7. Fantastic thank you for clearing that up for us. I did think it was strange how no guarantor was needed. We Were told this wasn't needed as it was just like me taking out a car. My Ddeb details were set up and sales guy stated my details for Ddeb could be for as little as 1 month then I could call and change bank acc it came from ie change to daughters bank details.
  8. It does say personal loan and doesn't mention anything about premises on it. It was Arnold yeah.
  9. The cars details are on the finance agreement ie make, model etc. dies not mention bill of sale anywhere and it was signed on premises. Why does this change anything?
  10. Hi, I isn't hp its a loan through finance company. Car showroom advised the mum applied flowing daughter being refused finance .
  11. The car has never been gifted to her. She pays her mum monthly for car.
  12. Can anyone clear something up for me please. If someone is registered owner and keeper of a car but their sister took car on finance in their own name who does the car belong to? Ie mother took finance on car for her daughter but daughters name doesn't appear on finance agreement and car is registered to daughter. On dvla documentation it states registered keeper is not proof of ownership?
  13. Ahhh i see. Fingers crossed they agree with my reasons. i had reconsideration as was turned down initially but then it was altered to LRC and LRM.
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