Hi, Thank you all for your great advice. I would like to update you on my situation. The insurance company is still maintaining that it will probably go 50/50. Anyway as I mentioned I live only 10 minutes away from the supermarket. I approached the supermarket, and after looking into my request they found that I used my card chip and pin at 13.47.....the accident occured at 14.00.....I took photo's and emailed them to the insurance......I was also told that in order to cause the damage to ours cars, I would have had to be reversing out of my drive at high speed. I have also put an ad in our local paper for witnesses to come forward, as yet , no call. With all this no one seems to be listening!!!!!! Mwynci..you asked me talk about the interim payment. Around three week after the accident our insurance called to say that the TP insurance had sent them a cheque as a settlement. We refused that figure, and they agreed with us, and told us they would be sending the cheque back to the TP insurance. Anyway we received a cheque for the same offer, and were told that it is an interim payment whilst they sort out the remaining figure. On inspection, the cheque is dated three weeks after the accident, so they obviously had not sent it back, but kept it. They also sent a cover letter which states " We are pleased to enclose a cheque for representing a settlement of your pre-accident value", and a form attached for me to sign to say that I accept the cheque on an interim basis. I phoned the insurance and they stressed that it is an interim payment, and for me to sign the form and return it to them ..I have not signed the form, nor have I cashed the cheque as it just doesn't feel right. As of now it is approx two weeks since I have spoke to anyone from the insurance, as I can't seem to get hold of anyone, and they do not return my calls or correspondence. Thanks in advance.

Hi, I'm a new user to this forum, in fact I have never posted anything before, so please be patient, and any help would be greatly appreciated. Here goes..... I was driving home from my local supermarket which is approx 10 minutes from where I live. I live on a main road, next to a junction. As I was approaching my home I could see a young boy and gentleman walking pass my drive way, so as I always do I indicated left and was stationary outside my home, waiting for them to pass, when I was suddenly hit from behind with force. My family heard the impact so they all came out. The TP driver became very abusive and shouted at me saying that I didn't have my indicator on, even though it was flashing away. Anyway to cut a long story.....we exchanged insurance details, called the police, called the insurance, etc: everything ok.......or so we thought. I forgot to add that the accident had caused a bit of a traffic hold up. When we moved our cars, the traffic started to flow. I didn't think to approach a vehicle and ask them to be a witness, but my son took photo's. We have already received an interim payment, but now 3 months later, the insurance company rang me, and told me that the TP driver has stated that I was reversing out of my drive!!!!!! I can tell you I was not happy.....anyway I was also told that because there were no witnesses, and it's his word against mine and that the claim would be 50/50 liability. I really do not want to accept this......is there anything I can do, as the TP driver is blatantly lying..... I would like to thank you in advance for any help and advice given.