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gettinback

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About gettinback

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  1. This I can't tell you, we may have been informed by letter but we can't really recall. We definately din't sign new documents. I think they are all part of the same group but I'm not sure. Thanks Thanks for the clarification Andy - Terminology gets confusing but obviously is important to get it right! Just found the letter re the origional reason for the first hearing to be ajourned and which ultimately led to it beign Struck Out, Their Solicitor wrote to us saying, "We write to advise you that due to Notice of Hearing not beign recieved we have been unable to s
  2. Hi G So this was a secured loan taken out with Picture Financial who then became Webb Resolutions and ultimately IDEM. They passed it along and we were not in default until the last 8 mths with IDEM. In terms of the terminology the judge said they had to prove sufficent proof of entitlement to bring proceedings which they have failed to do ergo the case beign struck out at the last (3rd) hearing. They also mentioned the lack of a witness statement. At the second hearing they did put forward some paperwork but the judge said that it was "Just a transfer and that she wasn't having this
  3. Hi All Slightly complex situation but here it is, any advice appriciated. Overview We have a mortgage with NRAM and a secured loan with Picture>Webb>IDEM. We cannot make payments and are in default. NRAM looking to put us on a voluntary repossession scheme which are happy with. IDEM have had us is court. Today was the third hearing and they didn't show as they cannot find the correct Deed of Entitlement information, witness statement and paperwork. They asked for Adjornment via letter (not sent to us only the court) but the Judge struck out the cla
  4. Hello all, anyone know about second charge and Deed of entitlement? Interesting Case with IDEM Capital, advice required please Hi All Slightly complex situation but here it is, any advice appriciated. Overview We have a mortgage with NRAM and a secured loan with Picture>Webb>IDEM. We cannot make payments and are in default. NRAM looking to put us on a voluntary repossession scheme which are happy with. IDEM have had us is court. Today was the third hearing and they didn't show as they cannot find the correct Deed of Entitlement information, witness stateme
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